Veterans United Home Loans And Realtorcom – Stars Stripes And Summer $100k Veteran Homebuyer Giveaway Sweepstakes

VETERANS UNITED HOME LOANS
AND REALTOR.COM® Stars, Stripes and Summer $100K Veteran Homebuyer Giveaway

OFFICIAL RULES (the “Rules”)

NO
PURCHASE NECESSARY.  ELIGIBLE TO WIN:  QUALIFYING VETERANS
OF THE UNITED STATES ARMED FORCES WHO ARE DOMICILED IN ONE OF THE 50 UNITED
STATES OR THE DISTRICT OF COLUMBIA, ARE AT LEAST THE AGE OF MAJORITY (18 YEARS
OR OLDER) UNDER THE LAWS OF THEIR PLACE OF DOMICILE, AND WHO ARE OTHERWISE
ELIGIBLE TO ENTER AND WIN AS PROVIDED FOR IN, AND NOT DISQUALIFIED UNDER, THESE
RULES.

VOID
IN PUERTO RICO AND WHERE PROHIBITED OR RESTRICTED BY LAW.

1.  NO PURCHASE
NECESSARY.  NEITHER A PURCHASE OF A PRODUCT OR SERVICE, NOR ANY
MONETARY PAYMENT, WILL INCREASE YOUR ABILITY TO WIN OR IS REQUIRED TO ENTER.

2. SPONSOR.

 

The Sponsor
of this Sweepstakes is Mortgage Research Center, LLC (d/b/a Veterans United
Home Loans), a VA-approved lender (mortgage licensee – NMLS #1907) but not
affiliated with the United States Department of Veterans Affairs or any
government agency, and having a place of business at 1400 Veterans United
Drive, Columbia, MO 65203.

The
Sweepstakes will be accessible through, and advertised on, realtor.com® on behalf of Sponsor and in
other respects administered on behalf of Sponsor by realtor.com operator, Move
Sales, Inc., 3315 Scott Boulevard, Suite 250, Santa Clara, CA 95054 (“Administrator”).

3. ELIGIBILITY.

 

Eligibility
to win the “Veterans United Home Loans and Realtor.com® Stars, Stripes and Summer $100K Veteran Homebuyer Giveaway” sweepstakes (the “Sweepstakes” or “Promotion”), also known by the
names “Stars, Stripes and Summer $100K Giveaway”, “Veteran Homebuyer
Sweepstakes” or any other name the Sponsor may deem appropriate for
promotional purposes, is open to any Qualifying Veteran (as defined
below), so long as the entrant is not an Ineligible Person
(defined below), so long as the entrant is Domiciled in one of
the fifty (50) States of the United States of America or the District of
Columbia (D.C.) at the time of entering the Sweepstakes, so long as the
entrant is at least the age of majority, be it 18 years of age or an older age,
in the State (or D.C.) of their Domicile at the time of entering the
Sweepstakes, and so long as the entrant is otherwise eligible in accordance
with, and is not disqualified under, these Rules (each, an “Eligible Person”).

For purposes of these Rules, the following terms have the
following indicated meanings:

 

“Domicile,” means the place
established as a person’s permanent, principal residence and to which, whenever
the person is absent, the person intends to return, even though the person may
actually temporarily reside elsewhere (often, the place where a person is
entitled to vote). For example, a person who is stationed at a military
installation in the State of Colorado but who is, or could lawfully be,
registered to vote in the State of Missouri and who intends to return to the
State of Missouri upon ceasing service in the United States military is
probably Domiciled in Missouri even while temporarily located in Colorado.

A “Qualifying Veteran” means a person
who, at the time of entry in the Sweepstakes, (i) is then currently serving as
a Servicemember (defined below) or (ii) formerly served as a Servicemember and
was discharged or separated with a character of service of “Honorable Discharge.”
Persons who received any type of discharge, separation, or character of service
other than “honorable,” such as a general discharge, a general
discharge under honorable conditions, a bad conduct discharge or a dishonorable
discharge, do not meet the definition of a “Qualifying Veteran” and
are ineligible to win the Sweepstakes.

The term
“Servicemember”
means a person who is a member of the United States Army, Navy, Marine Corps,
Air Force, Coast Guard, Army National Guard, Air National Guard, Army Reserve,
Navy Reserve, Marine Corps Reserve, Air Force Reserve, or Coast Guard Reserve.

“Ineligible
Person(s)” means: 
employees, directors and officers of Sponsor, Administrator or any of
their respective affiliates, parent company, subsidiaries or divisions (“Sponsor Entities”) and their
immediate family members and household members. As used in these Rules, “immediate family member(s)” refers to
spouses, parents, step-parents, children, step-children, siblings,
step-siblings, and the respective spouses of any such persons. As used in these
Rules, “household member(s)”
refers to persons living in the same residence as one or more of the
above-mentioned employees, directors, officers or immediate family members.

As used in
these Rules, the term “you,”
“your” or the
like, refers to any person who enters or seeks to enter or participate in the
Promotion, but in no event shall any use of any such term (nor shall any
provision making use of any such term) be construed as expanding or otherwise
changing who may qualify as an Eligible Person, as set forth in these Rules.

Titles 10,
32 and 38 of the United States Code, and the federal regulations, rules and
publications of the United States
Department of Veterans Affairs, will influence the
interpretation of definitions and other terms of these Official Rules,
including as to eligibility for winning this Sweepstakes, but Sponsor remains
free at all times to interpret the definitions set forth in these Official
Rules, and all other terms of these Official Rules and their application, in
its sole and absolute discretion, all of which interpretations shall be final
and binding.

Sponsor is
free to determine eligibility, or ineligibility, using such rigor, method(s),
review, verification, research, document requests and information requests as
it chooses in its sole and absolute discretion. AN ENTRANT, HOWEVER, AS A
CONDITION TO BEING NAMED THE WINNER OF THE PRIZE, MUST PROVIDE SUCH PROOF OF
ELIGIBILITY AS IS SET FORTH IN THE IMMEDIATELY FOLLOWING PARAGRAPH, AND MUST DO
SO WITHIN SUCH TIME FRAME AS SPONSOR REQUESTS; FAILURE TO PROVIDE SUCH PROOF OR
FAILURE TO DO SO WITHIN SUCH TIME FRAME AS SPONSOR REQUIRES (WHICH TIME ASPECT
IS OF THE ESSENCE OF THESE RULES) WILL, IN SPONSOR’S SOLE AND ABSOLUTE
DISCRETION AND WITH OR WITHOUT NOTICE, DISQUALIFY THE ENTRANT FROM BEING NAMED
A WINNER AND FROM THE SWEEPSTAKES. YOU MAY NOT ENTER THIS PROMOTION IF YOU ARE
NOT ELIGIBLE TO WIN. IF INELIGIBLE ENTRIES ARE SUBMITTED IN THIS PROMOTION,
WHETHER OR NOT SELECTED IN A DRAWING (OR OTHERWISE SELECTED), THEY ARE
INELIGIBLE FOR THE WINNING OF ANY PRIZE IN THE PROMOTION.

An entrant shall
be required to provide documents (originals or copies, as requested) deemed
satisfactory to Sponsor in Sponsor’s sole and absolute discretion, including,
but not limited to, DD Form(s) 214 (or other applicable service records
reflecting final character of service), or current statement(s) of service
signed by the entrant’s unit commander, adjutant or other officer, and may also
be required to provide NGB Form(s) 22, NGB Form(s) 23, VA Form(s) 26-1817, VA
Form(s) 21-534, Uniformed Services I.D. Card, Certificate(s) of Eligibility
(COE) relating to U.S. Veterans Administration loans, current military
identification, current enlistment contract, recently certified marriage
license (if relevant), recently certified death certificate (if relevant), signed
and notarized affidavit(s), and/or a fingerprint card for a background check
(criminal and/or otherwise). These are just examples; some of these examples
might not be relevant to you, and, regardless of such relevance, additional
and/or other documentation may be required of you.

4. SWEEPSTAKES
TIMING/DESCRIPTION.

 

The
Sweepstakes is open and able to be entered during the following period (the
“Promotion Period”):
beginning at 12:01 PM Eastern Time (“ET”) on April 13, 2021 (the
“Start Time”);
and ending at 11:59 AM ET on June 15, 2021 (the “End Time”).

5. HOW TO ENTER; LIMITS ON ENTRIES.

You may
enter the Sweepstakes as many as six (6) times: once by way of the Regular
Entry Method; and once by way of each of the Bonus Entry Methods provided for
in these Rules. YOU ARE PERMITTED, AT MOST, ONLY SIX (6) ENTRIES IN THE
SWEEPSTAKES (AND THUS, AT MOST, ONLY SIX (6) CHANCES TO WIN). If more than six
entries are attempted, submitted or received with respect to a given person, or
if more than one entry is attempted, submitted or received with respect to a
given person by way of the same method of entry (be it the Regular Entry Method
or any of the Bonus Entry Methods), then up to all entries for that person may
be disqualified in the Sponsor’s sole and absolute discretion.

(A)  The
Regular Entry Method.  Eligible Persons
may enter the Sweepstakes by doing the following during the Promotion Period
(the “Regular Entry Method”):
visit the Sweepstakes Site (defined below) online; and complete and submit the
online entry form available there in accordance with all instructions there. Performing,
or attempting to perform, any of these steps indicates your agreement to these
Rules.  Provided that you are in
compliance with these Rules, completing these steps and Sponsor’s receipt of
your completed online entry form will result in one (1) entry in the
Sweepstakes, subject to the other terms of these Rules. An entry in the
Promotion by way of the Regular Entry Method may be referred to as a “Regular Entry.” “Sweepstakes Site” means the
online web page at https://www.realtor.com/100k-veteran-sweepstakes or such other, or additional, online
destination Sponsor might designate for entering the Promotion by way of the
Regular Entry Method. Completion of a Regular Entry will also result in display
of a confirmation form acknowledging your entry (“Confirmation Form”); the Confirmation
Form will also provide for the Bonus Entry opportunities provided for below.

(B)  The
No. 1 Bonus Entry Method.  Eligible
Persons who have entered the Sweepstakes by way of the Regular Entry Method may
also enter the Sweepstakes one additional time (and thereby obtain one
additional chance to win), by clicking on one of the social media buttons (such
as Facebook, Twitter, Pinterest, LinkedIn, or Facebook Messenger) during the
Promotion Period that will be presented online to Promotion participants after
they have completed the steps comprising the Regular Entry Method, provided
that the social media button so clicked on is not the same button clicked on to
obtain a No. 2 Bonus Entry, a No. 3 Bonus Entry, a No. 4 Bonus Entry, or a No.
5 Bonus Entry (the “No. 1 Bonus
Entry Method”). Completion of these steps indicates
agreement to these Rules on the part of the entrant and, provided that you are
in compliance with these Rules, will result in one (1) entry in the Sweepstakes
(a “No. 1 Bonus Entry”),
subject to the other terms of these Rules.

(C)  The
No. 2 Bonus Entry Method.  Eligible
Persons who have entered the Sweepstakes by way of the Regular Entry Method may
also enter the Sweepstakes one additional time (and thereby obtain one
additional chance to win), by clicking on one of the social media buttons (such
as Facebook, Twitter, Pinterest, LinkedIn, or Facebook Messenger) during the
Promotion Period that will be presented online to Promotion participants after
they have completed the steps comprising the Regular Entry Method, provided
that the social media button so clicked on is not the same button clicked on to
obtain a No. 1 Bonus Entry, a No. 3 Bonus Entry, a No. 4 Bonus Entry, or a No.
5 Bonus Entry (the “No. 2 Bonus
Entry Method”). Completion of these steps indicates
agreement to these Rules on the part of the entrant and, provided that you are
in compliance with these Rules, will result in one (1) entry in the Sweepstakes
(a “No. 2 Bonus Entry”),
subject to the other terms of these Rules.

(D)  The
No. 3 Bonus Entry Method.  Eligible
Persons who have entered the Sweepstakes by way of the Regular Entry Method may
also enter the Sweepstakes one additional time (and thereby obtain one
additional chance to win), by clicking on one of the social media buttons (such
as Facebook, Twitter, Pinterest, LinkedIn, or Facebook Messenger) during the
Promotion Period that will be presented online to Promotion participants after
they have completed the steps comprising the Regular Entry Method, provided
that the social media button so clicked on is not the same button clicked on to
obtain a No. 1 Bonus Entry, a No. 2 Bonus Entry, a No. 4 Bonus Entry, or a No.
5 Bonus Entry (the “No. 3 Bonus
Entry Method”). Completion of these steps indicates
agreement to these Rules on the part of the entrant and, provided that you are
in compliance with these Rules, will result in one (1) entry in the Sweepstakes
(a “No. 3 Bonus Entry”),
subject to the other terms of these Rules.

(E)  The
No. 4 Bonus Entry Method.  Eligible
Persons who have entered the Sweepstakes by way of the Regular Entry Method may
also enter the Sweepstakes one additional time (and thereby obtain one
additional chance to win), by clicking on one of the social media buttons (such
as Facebook, Twitter, Pinterest, LinkedIn, or Facebook Messenger) during the
Promotion Period that will be presented online to Promotion participants after
they have completed the steps comprising the Regular Entry Method, provided
that the social media button so clicked on is not the same button clicked on to
obtain a No. 1 Bonus Entry, a No. 2 Bonus Entry, a No. 3 Bonus Entry, or a No.
5 Bonus Entry (the “No. 4 Bonus
Entry Method”). Completion of these steps indicates
agreement to these Rules on the part of the entrant and, provided that you are
in compliance with these Rules, will result in one (1) entry in the Sweepstakes
(a “No. 4 Bonus Entry”),
subject to the other terms of these Rules.

(F)  The
No. 5 Bonus Entry Method.  Eligible
Persons who have entered the Sweepstakes by way of the Regular Entry Method may
also enter the Sweepstakes one additional time (and thereby obtain one
additional chance to win), by clicking on the social media buttons (such as
Facebook, Twitter, Pinterest, LinkedIn, or Facebook Messenger) during the
Promotion Period that will be presented online to Promotion participants after
they have completed the steps comprising the Regular Entry Method, provided
that the social media button so clicked on is not the same button clicked on to
obtain a No. 1 Bonus Entry, a No. 2 Bonus Entry, a No. 3 Bonus Entry, or a No.
4 Bonus Entry (the “No. 5 Bonus
Entry Method”). Completion of these steps indicates
agreement to these Rules on the part of the entrant and, provided that you are
in compliance with these Rules, will result in one (1) entry in the Sweepstakes
(a “No. 5 Bonus Entry”),
subject to the other terms of these Rules.

A No. 1
Bonus Entry, a No. 2 Bonus Entry, a No. 3 Bonus Entry, a No. 4 Bonus Entry
and/or a No. 5 Bonus Entry each may be referred to as a “Bonus Entry(ies).”

The No. 1 Bonus Entry Method,
the No. 2 Bonus Entry Method, the No. 3 Bonus Entry Method, the No. 4 Bonus
Entry Method and/or the No. 5 Bonus Entry Method each may be referred to as a
“Bonus Entry Method(s).”

A complete
copy of these Rules is available on or accessible through the Sweepstakes Site.

CERTAIN
TERMS REGARDING ENTRIES.  Entries that have
been submitted or generated by a script, macro, bot or any other automated
means may be disqualified in Sponsor’s sole and absolute discretion. Entries that
are mechanically reproduced, copied, illegible, incomplete, postage due, late
or inaccurate are ineligible. Incomplete entries or entries not complying with
these Rules are subject to disqualification, at the Sponsor’s sole and absolute
discretion. Entries become the property of the Sponsor and will not be
acknowledged or returned. Sponsor’s decisions are final on all matters relating
to this Sweepstakes. If a dispute arises as to, or in Sponsor’s estimation a
lack of clarity arises as to, the identity of an online entrant, Sponsor will
be free to resolve such circumstance in its sole and absolute discretion; such
discretion includes, without limitation, that Sponsor will be free to determine
that the online entry was submitted by the authorized account holder of the
email address associated with the entry and that Sponsor will be free to
disqualify any such entry and/or any associated entrant. For these purposes,
Sponsor is further free to conclude that the authorized account holder is the
natural person assigned to an e-mail address by an Internet access provider,
on-line service provider or other organization responsible for assigning email
addresses or the domain associated with the submitted email address. The
Sweepstakes Site’s database clock will be the official timekeeping device for
the Sweepstakes. Sponsor is not required to verify, confirm or comment on
information submitted, entries made or attempted, status, eligibility or any
particular entrant or entry, nor otherwise respond to inquiries regarding the
Promotion, except as expressly specified in these Rules.

AUTHORIZATION
TO SEND MARKETING COMMUNICATIONS.  By
entering the Sweepstakes using the Regular Entry Method, you authorize the
Sponsor and Administrator and their respective affiliates and independent
contractors to make use of the email address, home, office and cellular
telephone numbers and any other information you submit to send you
electronically or in any other format, privacy policies, marketing
communications, updates, information and tips relating to real estate,
mortgage, financing, credit, homes, moving, home improvement and related
subjects until such time (or a reasonable time thereafter) as you withdraw such
authorization (e.g., by unsubscribing from such messages via an un-subscribe
link in an email message you might receive). Sponsor and Administrator and
their respective designees remain free to contact you by email, text, phone
call or otherwise, however, for any purpose relating to operation or
administration of the Sweepstakes.

COMPLIANCE
WITH SOCIAL MEDIA PLATFORMS’ RULES.  You
agree to comply with all of the rules, terms of use, policies and guidelines of
any social media platform or facilities (e.g., Facebook, Facebook Messenger,
LinkedIn, Pinterest, Twitter, etc.) (each, a “Social Platform”) you use in
connection with this Promotion or that relates to your participation in this
Promotion. YOU UNDERSTAND THAT THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED
OR ADMINISTERED BY ANY SOCIAL PLATFORM, NOR BY COMPANY(IES) OR PERSON(S)
OWNING, OPERATING OR OFFERING ANY SOCIAL PLATFORM (EACH, A “SOCIAL PLATFORM OPERATOR”). YOU
AGREE THAT NO SUCH SOCIAL PLATFORM OR SOCIAL PLATFORM OPERATOR SHALL HAVE ANY
RESPONSIBILITY OR LIABILITY WHATSOEVER WITH RESPECT TO THIS PROMOTION.

6. THE PRIZE.

 A
single (1) prize will be available to be won and awarded in this Sweepstakes
(the “Prize”),
as described below.

THE
PRIZE.  The “Prize,”
the awarding of which will be subject to the terms and conditions of these
Rules, will consist of cash in the amount of one hundred thousand dollars in
U.S. currency (US$100,000) to be used to make a Qualifying Purchase (defined
below) of a home that the Winner (as defined below) would purchase, own and
occupy.

The fair
market value (“FMV”) of
the Prize is US$100,000.

A “Qualifying Purchase” of a home
for purposes of these Rules means a bona fide purchase of a home located in one
of the fifty (50) States of the United States of America or the District of
Columbia, where such purchase is one: (i) that is in full compliance with these
Rules and all applicable laws, regulations, codes and contractual obligations;
(ii) that does not include use of any part of the Prize to pay off, pay down,
reduce or otherwise off-set any existing mortgage, encumbrance, loan or debt;
(iii) that applies to a home not occupied by the Winner or any of Winner’s
immediate family members prior to the purchase; (iv) that does not involve a
purchase from (or sale to) any of Winner’s immediate family members; and (v)
that has a bona fide purchase price of at least the value of the Prize less any
tax obligation owed, or that will be owed, based on the winning or awarding of
the Prize; and (vi) for which the closing is completed within one hundred
eighty (180) days after the entrant is notified that they have been confirmed
as the Winner of the Prize (or, if the Winner is deployed, or has orders to deploy,
when so notified, within one hundred eighty (180) days after the date the
Winner’s deployment ends). If this time requirement is for any reason not met,
then such entrant may be deemed by Sponsor (in Sponsor’s sole and absolute discretion)
to have declined to accept the Prize. Sponsor reserves the right, however, in
its sole and absolute discretion, to extend the deadline to close on the home
purchase transaction.

Winner is
responsible for any balance of home purchase price due after remittance of the
Prize amount (less any tax withholding), and all other fees, expenses, costs,
insurance, escrow amounts, taxes (whether real estate taxes, transfer taxes,
stamp taxes, recording fees, sales tax, use tax, property tax or otherwise) and
other amounts whatsoever, as well as any federal, state, or local income taxes
due as to the Prize.

You
acknowledge that the amount of taxes due related to the Prize may vary based on
the applicable federal, State and local tax laws, and the Winner is solely
responsible for all such amounts.

WINNER
IS STRONGLY ENCOURAGED TO ENGAGE THE SERVICES OF A TAX ADVISOR, AT THE WINNER’S
SOLE EXPENSE, TO ASSIST WINNER IN CONSIDERING AND MAKING ANY NEEDED
DETERMINATIONS BEFORE THE AWARDING OF THE PRIZE.

Notwithstanding
any terms of these Rules (including, without limitation, any examples set forth
in these Rules), Sponsor shall have the right to withhold funds from any Prize-related
remittance to the extent Sponsor determines to be necessary or advisable to
meet or anticipate any federal, State, local or other tax withholding
obligations, or other obligations, of Sponsor or Winner.

CERTAIN
CONDITIONS. The Prize is conditioned as follows, as is any entrant being named
the Winner and/or being entitled to the Prize:

Winner must
provide such proof of eligibility as Sponsor may request, and must do so within
such time frame as Sponsor may request;

Winner must
comply with, and at all relevant times be in compliance with, these Rules,
including, without limitation, Section 3 hereof [“Eligibility”], this
Section 6 [“The Prize”], Section 7 hereof [“Determination and
Announcement of Winner”] and Section 8 hereof [“Certain Conditions of
Participation, Winning”];

Winner shall
be responsible for all local, State, federal and other taxes relating to
winning the Sweepstakes or receiving the Prize, for all related reporting,
filing and other obligations, and for determining what such tax liabilities are
and what such reporting, filing and other obligations are. Sponsor will not
gross up the Prize under any circumstances to cover taxes or other costs that
must be paid by the Winner. Sponsor will issue an IRS 1099 form, and/or any
other applicable local, State or federal forms, for the value of the Prize; and

You shall be
responsible, at your own expense, for retaining such tax and other professional
advisors as you deem prudent, it being hereby acknowledged by you that Sponsor
strongly recommends that any entrant named a potential Winner retain such
professional advisors.

Any failure
of any of these conditions at any time with respect to any entrant named the
Winner or potential Winner of the Prize may result in disqualification of such
entrant in Sponsor’s sole and absolute discretion, in which case the Prize (and
any rights or interests with respect to the Prize) will be deemed forfeited by
such entrant and Sponsor will be free (with or without notice) to select an
alternative entrant as the potential Winner (and subsequently the Winner) of
the Prize.

Only one (1)
Prize will be awarded.

The odds of
winning the Prize depend on the number of eligible entries received. (For
example, if exactly 100,000 eligible entries were received then the odds of any
given eligible entry being drawn from among all eligible entries to win the
Prize would be 1 chance in 100,000.)

Any and all
taxes, fees and other costs not specifically stated within these Rules as being
included as part of the Prize are solely the responsibility of the Winner. The
Winner is responsible for all taxes, fees and other costs associated with the
receipt, use or enjoyment of the Prize, except as may be explicitly provided to
the contrary in these Rules. The Prize may not be transferred, substituted or
redeemed for substitute property, except at the Sponsor’s sole and absolute discretion.
Sponsor reserves the right to substitute a prize of equal or greater value if
Sponsor determines (which it may do in its sole and absolute discretion) the designated
prize is unavailable or unworkable for any reason.

WINNER, AND
EACH ENTRANT, AGREES THAT SPONSOR AND ADMINISTRATOR, AND THEIR RESPECTIVE
AFFILIATES AND SUBSIDIARIES, HAVE NOT MADE, AND ARE NOT RESPONSIBLE OR LIABLE
FOR, ANY WARRANTY, REPRESENTATION OR GUARANTEE, EXPRESS OR IMPLIED, IN FACT OR
IN LAW, RELATIVE TO THE PRIZE OR THE SWEEPSTAKES.

7. DETERMINATION AND
ANNOUNCEMENT OF WINNER.

The
potential Winner of the Prize will be selected in a random drawing
approximately the week of June 30, 2021, from among the entries
received. The random drawing will be conducted by Sponsor or by Administrator
or its designee on Sponsor’s behalf. Sponsor’s decisions are final on all
matters relating to the determination of the Winner.

The
potential Winner will be notified (by electronic mail, overnight courier,
telephone, U.S. mail or otherwise) promptly after the drawing. The potential
Winner will be required, as a condition to being named the Winner and receiving
the Prize, to submit a signed statement and fingerprint card of a form and
content acceptable to Sponsor that, among other things, verifies and allows
Sponsor to investigate and verify their identity, eligibility, residence,
mailing address, background (criminal and/or otherwise), military status and
other information, confirms agreement to these Rules, represents eligibility
under and compliance with these Rules, confirms a release of claims and of the
Released Parties (defined below) not inconsistent with these Rules and agrees
to accept the Prize and to do so subject to all Prize parameters, conditions,
requirements and limitations (a “Prize
Release”). Whether as part of the Prize Release or
separately, the potential Winner may also be required, as a condition to being
named the Winner and receiving the Prize, to submit a signed publicity release
for the Sponsor and Administrator (unless prohibited by law), a Federal, State
and/or local tax release and such other proof, documentation and other
information as may be requested by Sponsor and is not inconsistent with these
Rules. The forgoing is in addition to obligations provided for elsewhere in
these Rules, such as at Section 3 hereof [“Eligibility”], Section 6
hereof [“The Prize”], Section 7 hereof [“Determination and
Announcement of Winner”] and Section 8 hereof [“Certain Conditions of
Participation, Winning”].

The
potential Winner must return any requested documents, properly executed, within
such time as may be requested by Sponsor, but in any case not later than within
three (3) business days of issuance of notification and provision to him/her of
such documents, including but not limited to authorization to complete a
background check (criminal and/or otherwise) and a completed fingerprint card
to facilitate the completion of a background check (criminal and/or otherwise).
Non-compliance within this time frame or with these Rules, or if the Prize
notification is returned as undeliverable or otherwise ineffective, may result
in the entrant being disqualified (with or without notice), and the Prize being
awarded to another entrant.

In the event
that a potential Winner is disqualified for any reason, or refuses to accept
the Prize, the Prize will be awarded to an alternate entrant, based on the next
randomly selected entry, and the same process and requirements as set forth in
these Rules (as to a potential Winner) may be applied to any such alternate
entrant who Sponsor identifies as a potential alternate winner of the Prize.

If after
being finally confirmed as the Winner, but before the Prize is finally and
fully awarded, the Winner becomes deceased, then Sponsor may, in its sole and
absolute discretion and without notice, satisfy Sponsor’s obligation as to the
Prize by waiving the requirement of a home purchase and remitting the Prize
amount (less any tax withholding) to the estate of the Winner, in which case
Sponsor may condition such remittance on its receipt of such documentation as
Sponsor may reasonably request.

The person
designated by the Sponsor as the final winner of a Prize in this Promotion and
complying with these Rules (the “Winner”)
and not deemed disqualified or otherwise ineligible by Sponsor consistent with these Rules will be
entitled to the Prize.

Sponsor
anticipates announcing the Winner of the Sweepstakes on or about July
15, 2021.  Such announcement may be made earlier, however, in Sponsor’s sole
and absolute discretion. Such announcement may also be made later if the time
taken for the process of finally naming a Winner (e.g., if such process
involves alternative potential Winner(s)) is extended. Winner must be available
to participate in publicity on the date of the announcement and as otherwise
requested by the Sponsor, including, without limitation, from the day the
Winner is confirmed in writing as the Winner, through the date that is thirty
(30) business days from said confirmation date, in order to receive the Prize;
unavailability, or insufficient availability, may result in disqualification in
Sponsor’s sole and absolute discretion and with or without notice.

Sponsor
anticipates that actual awarding and remittance of the Prize will be made by
Sponsor and will occur at, and/or on or about the time of, the closing of the
home purchase transaction. Remittance of the Prize may be made, in Sponsor’s
sole and absolute discretion, and in whole or in part, on behalf of Winner (for
example, into escrow in connection with the closing of a home purchase
transaction).

An entrant
named the Winner (or named the potential Winner) must cooperate with Sponsor to
arrange for designees of Sponsor and Administrator to be present at the closing
of the home purchase transaction, to make certain presentations at the closing
and to film, photograph and otherwise record such presentations and other
aspects of the closing for the promotional and other purposes of Sponsor and
Administrator, and Winner must participate in (e.g., interviews) and cooperate
with Sponsor and Administrator with respect to such matters as requested by
Sponsor or Administrator.

8. CERTAIN CONDITIONS OF
PARTICIPATION, WINNING.

By entering,
or attempting to enter, the Sweepstakes, you agree to be bound by these Rules,
including, but not limited to, all eligibility requirements, and represent that
you are, in fact, an Eligible Person. Sponsor will collect personal identifying
information from the entrants for the purpose of administering the Sweepstakes,
notifying and disclosing any Winner and/or potential Winner and, with respect
to any Prize winner, promotion of Sponsor’s and Administrator’s businesses
relating to the Sweepstakes. Sponsor and Administrator will not share such
personal identifying information with any un-affiliated third parties, except
as necessary for the foregoing purposes (e.g., administration of the
Sweepstakes) or except as otherwise provided by these Rules or in their respective
privacy policies (i.e., the Sponsor Privacy Policy and the Administrator
Privacy Policy, each defined below), authorized by the entrant or required by
law or legal process. Except insofar as use is otherwise permitted under these
Rules, Sponsor’s and Administrator’s use of personal identifying information
submitted by entrants in connection with this Sweepstakes will be subject to
the terms and conditions stated in their respective Privacy Policies available
at https://www.veteransunited.com/privacy/ (the
“Sponsor Privacy Policy”)
and http://www.move.com/company/privacy.aspx (the
“Administrator Privacy Policy”).
 All
materials submitted in connection with the Sweepstakes become the property of
Sponsor and will not be returned.  By
accepting, and as a condition to being awarded, a prize, a winner (1) consents
to the use of his/her name, image, likeness, photograph, voice, persona and
biographical material and entry submission for advertising, publicity and
promotional purposes by Sponsor, Administrator and/or another party designated
by Sponsor or Administrator, in any and all media now or hereafter known,
including, but not limited to, any online announcements, or for sharing this
information with the press or media for viewing, whether via TV, radio, social
media, email, broadcast, Internet, print or otherwise, throughout the world,
for ninety-nine (99) years, without monetary or other compensation and without
further notification or permission, except insofar as prohibited by applicable
law and (2) agrees to cooperate with Sponsor, Administrator and their
respective designees regarding post-Sweepstakes promotional efforts Sponsor or
Administrator may wish to undertake in order to publicize their respective
businesses, the Sweepstakes, the Winner, the winning of the Prize, the
particular use(s) to which the Winner puts or plans to put the Prize, how the
Prize affects the Winner and other related aspects, which cooperation may
include, without limitation, recorded interviews, photo or video opportunities
and other events that may involve the Winner. You agree to abide by the terms
of these Rules and the decisions of the Sponsor, which are final and binding,
and waive any right to claim ambiguity in these Rules. You understand that
after being named a Winner or potential Winner of the Sweepstakes, the Sponsor
Companies and/or Administrator Companies (as defined below) may disclose to you
plans, activities or information related to matters such as promotion of the
possible or actual winning, receipt or use of the Prize, and you agree that all
of such information will be deemed to be CONFIDENTIAL to the Sponsor Companies and/or
Administrator Companies and you agree, therefore, not to disclose such
information to any other person or company and not to use any such information
without written authorization from Sponsor. You also authorize Sponsor, and
Administrator and/or their respective designee(s), to perform a background
check(s) as to you and your relations and household members of such scope and
for such purposes as Sponsor or Administrator deems appropriate in its sole and
absolute discretion, including but not limited to, determination of whether you
will be awarded the Prize and/or disqualified from the Sweepstakes, consistent
with these Rules; provided that to the extent additional authorization is
necessary under law, the potential winner shall authorize such background
check(s).

ENTRANTS
ACKNOWLEDGE THAT SPONSOR IS OFFERING THIS SWEEPSTAKES IN SIGNIFICANT PART TO
PROMOTE ITS BRAND AND BUILD POSITIVE GOODWILL FOR SPONSOR, WHICH MAY INCLUDE,
AMONG OTHER THINGS, POST-SWEEPSTAKES ADVERTISING AND PROMOTION OF SPONSOR IN CONNECTION
WITH THE CONCLUSION AND WINNING OF THE SWEEPSTAKES.  Sponsor reserves the right in its sole and
absolute discretion to disqualify any potential winner based on the results of
background check(s), or other information available to Sponsor, if Sponsor
determines in its sole and absolute discretion that awarding the Prize to such
potential winner (or any publicity relating to such potential winner, their
immediate family members, relations or household members) might reflect
unfavorably on Sponsor, any Released Party or their respective name, brand,
reputation or business for any reason. 
Factors that could result in disqualification of a potential winner are
not limited and they include, without limitation, any felony or misdemeanor,
delinquency on debts or obligations, an act or omission involving moral
turpitude, infliction of harm upon others or their property, or any factors suggesting
a lack of moral character, good reputation or judgment, financial
responsibility, an affiliation with organized crime or persons of notorious or
unsavory reputation or who have police records, or any failure to authorize (or
confirm authorization of) a background check.  In the event of any disqualification,
Sponsor may award the Prize to an alternative entrant.

 

USE
AND SHARING OF REGISTRATION DATA AND SURVEY INFORMATION.

Registration
Data.  Without limiting what is permissible under
applicable law or otherwise under these Rules, Sponsor, its parent company and
their respective subsidiaries and affiliates (each a “Sponsor Company”), either
directly and/or through its advertising or promotion agencies, service
providers, contractors or other designees, may use the Registration Information
(defined below) to send marketing, advertising, informational and other
messages to you, and, with respect to email and text messages, may do so until such
time (or a reasonable time thereafter) that you unsubscribe from receiving
further such messages by way of an un-subscribe link included in such an email
or text message you might receive from a Sponsor Company. The Sponsor Companies
may also share the Registration Information with Administrator, its
subsidiaries and affiliates (each an “Administrator Company”) who may use such
information for the purpose of any such Administrator Company sending
marketing, advertising, informational and other messages to you, each of whom,
with respect to email or text messages, may do so until such time (or a
reasonable time thereafter) that you unsubscribe from receiving further such
messages by way of an un-subscribe link included in such an email or text
message you might receive from an Administrator Company. “Registration Information” means
any and all information, including, without limitation, your name, address
data, email address and phone number(s) if submitted by you
in connection with entering the Promotion (but not including Survey
Information).

Survey
Information.  Insofar as Survey
Information is provided by you, each of the Sponsor Companies may use the
Survey Information for any purposes not contrary to the Sponsor Privacy Policy
(defined above) and not contrary to such laws and regulations as are applicable
to the relevant Sponsor Company and any such use by it of the Survey
Information. Each of the Administrator Companies may use the Survey Information
for any purposes not contrary to the Administrator Privacy Policy and not
contrary to such laws and regulations as are applicable to the relevant
Administrator Company and any such use by it of the Survey
Information.  “Survey
Information” means any and all information submitted by
you in connection with your responding to any survey questions (or information
prompts) presented to you as part of any process of entering the Promotion.

9. LIMITATION OF
LIABILITY, INDEMNITY AND DISCLAIMERS.

UNDER
NO CIRCUMSTANCES WILL ANY RELEASED PARTY BE LIABLE FOR ANY
DAMAGES THAT IN THE AGGREGATE (REGARDLESS OF THE NUMBER OF CLAIMS OR CLAIMANTS,
AND REGARDLESS OF THE TIMING OF CLAIMS) EXCEED THE VALUE OF THE PRIZE(S)
DESCRIBED IN THESE RULES, NOR FOR ANY SPECIAL, CONSEQUENTIAL,
INCIDENTAL, INDIRECT OR PUNITIVE DAMAGES, THE FOREGOING EXCLUSIONS AND
LIMITATIONS BEING INTENDED TO APPLY REGARDLESS OF THE BASIS OF, OR THEORY OF
RELIEF REGARDING, ANY CLAIM OR ACTION (INCLUDING, WITHOUT LIMITATION, ANY FORM
OF NEGLIGENCE OR STATUTORY OR REGULATORY VIOLATION) AND REGARDLESS OF WHETHER
ANY RELEASED PARTY WAS AWARE OR NOTIFIED OF THE HARM, DAMAGE
OR LOSS SUFFERED OR ALLEGED. UNDER NO CIRCUMSTANCES WILL ANY RELEASED
PARTY BE LIABLE FOR ANY ATTORNEYS’ FEES, COSTS, EXPENSE OR OTHER
AMOUNT INCURRED BY YOU IN CONNECTION WITH ANY CLAIM OR PROCEEDING RELATING TO
THESE RULES, THE PROMOTION OR ANY PRIZE OR OTHER
RELATED MATTER.

As used in
these Rules, “Released Party(ies)”
means and includes, Sponsor, its advertising and/or promotion agencies, the
Administrator, Administrator’s advertising and/or promotion agencies, the
company(ies) or person(s) owning, operating or offering any Social Platform,
any person or entity in whole or in part designing, manufacturing, assembling,
distributing, processing, providing, supplying, fulfilling, delivering or
honoring any prize, any of the contractors, licensors or suppliers of any of
the foregoing, any of the parents, subsidiaries or affiliates of any of the
foregoing and any of the directors, officers, employees, agents or representatives
of any of the foregoing. Any recourse you have regarding any such liability,
claims, injuries, losses, harm or damages is limited solely and exclusively to
the Sponsor and not to any maker or provider of any prize, not to any other
Released Party nor to any other person or entity. In addition to Sponsor, any
Released Party may enforce any provision of these Rules that specifically
addresses a Released Party and, according to its express terms, represents an
actual or potential protection or benefit for the Released Party.

YOU
HEREBY AGREE TO INDEMNIFY AND HOLD HARMLESS THE RELEASED PARTIES FROM
ANY AND ALL CLAIMS, ACTIONS, INJURY, LOSS, LIABILITY OR DAMAGES OF ANY KIND,
INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, DEATH AND PROPERTY DAMAGE, RESULTING
FROM YOUR BREACH OF THESE RULES, OTHER WRONGFUL CONDUCT, THE
ACCEPTANCE, POSSESSION, OR USE OR MISUSE OF ANY PRIZE, ANY AUTHORIZATION,
CONSENT, AGREEMENT OR LICENSE YOU MAKE OR GIVE UNDER THESE RULES OR
IN CONNECTION WITH THE PROMOTION, OR YOUR PARTICIPATION IN
THIS PROMOTION OR IN ANY PRIZE-RELATED ACTIVITY.

YOU
AGREE THAT THE RELEASED PARTIES HAVE NOT MADE, NOR ARE IN ANY
MANNER RESPONSIBLE OR LIABLE FOR, ANY WARRANTY, REPRESENTATION OR GUARANTEE,
WHETHER STATUTORY, EXPRESS, IMPLIED OR OTHERWISE (INCLUDING, BUT NOT LIMITED
TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND
FITNESS FOR A PARTICULAR PURPOSE), IN FACT OR IN LAW, RELATIVE TO THE SWEEPSTAKES OR
ANY PRIZE AWARDED. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, RELEASED
PARTIES DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES OR
REPRESENTATIONS WITH RESPECT TO THE SWEEPSTAKES SITE OR ANY
OTHER WEBSITE, MOBILE APPLICATION OR SYSTEM AND THE RELEASED PARTIES SHALL
NOT BE LIABLE FOR THE CONSEQUENCES OF ANY INTERRUPTIONS, MALFUNCTIONS OR ERRORS
RELATED THERETO.

Released
Parties are not responsible for lost, late, incomplete, illegible, inaccurate,
delayed, garbled, damaged, stolen or misdirected submissions, or problems of
any kind, whether mechanical, human or electronic. Released Parties are not
responsible for technical, hardware or software malfunctions, telephone
failures of any kind, lost or unavailable network connections, inability to
access a website, inability to submit an entry, impairment of the winner selection
process, or fraud, incomplete, garbled, or delayed computer transmissions or
inaccurate, incomplete, unintentionally omitted or otherwise flawed
transcription, tracking, collection or recognition of entries or of entry
information, whether caused by Sponsor, Administrator, another Released Party,
users or by any of the equipment or programming associated with or utilized in
the Sweepstakes or by any technical or human error which may occur (whether in
the processing of submissions or otherwise) and/or which may damage a user’s
system or limit an Eligible Person’s participation, or ability to participate
in, the Sweepstakes. Released Parties are not responsible for late, lost,
incomplete, illegible, damaged, postage-due or misdirected entries or mail. Released
Parties are not responsible for issues related to any background check,
including errors or mistakes in conducting the check or errors or mistakes in
the results produced or the handling, interpretation or use thereof. Entry
materials that have been tampered with or altered may be disqualified in
Sponsor’s sole and absolute discretion. Should any portion of the Sweepstakes
be, in Sponsor’s sole and absolute discretion, compromised by virus, worms,
bugs, non-authorized human intervention, a circumstance(s) of the kind
described above in this paragraph or any other cause(s) that, in the sole and
absolute discretion of the Sponsor, corrupt or impair the administration,
security, fairness, integrity or proper operation of any aspect of the
Sweepstakes, including, but not limited to, the winner selection process or the
submission, tracking, collection or recognition of entries, or should the
Sweepstakes, as determined by Sponsor in its sole and absolute discretion, be
unable to run as planned for any other reason, Sponsor reserves the right, at
its sole and absolute discretion and with or without notice, to adjust, modify
or terminate the Sweepstakes and/or its operation and, if so adjusted, modified
or terminated, to, at its sole and absolute discretion, select the potential
Winner by way of a random drawing or like method Sponsor may choose (for
example, a drawing from among such entries as Sponsor may practicably and
without significant burden be able to identify as duly submitted and received
notwithstanding such compromise or inability). Adjustments to the exact Start
Time or End Time of the Promotion Period (and thus to the Promotion Period
itself) are permitted, to accommodate the functioning of related systems or
processes, or their operation, maintenance, administration or management;
Sponsor is free to make or allow such adjustments in its sole and absolute discretion,
with or without notice, without limiting any other discretion, right, power or
authority of Sponsor, and without limiting, and regardless of, any other terms
of these Rules. CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO
DELIBERATELY DAMAGE THE SWEEPSTAKES SITE OR ANY ONLINE SERVICE RELATED TO THE
SWEEPSTAKES OR TO UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE
A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE,
SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEY’S FEES) FROM ANY
SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW, INCLUDING CRIMINAL
PROSECUTION. Sponsor’s failure to enforce any term of these Rules shall not
constitute a waiver of such term or any other provision. Sponsor reserves the
right to disqualify any entrant who violates these Rules or interferes with the
Sweepstakes in any manner. If an entrant is disqualified, Sponsor reserves the
right to terminate such entrant’s eligibility to participate in the
Sweepstakes. Any attempt by an individual to access any website, page, form,
mobile application or other medium or system associated with the Sweepstakes
via a bot, script or other similar or brute force method or attack, or via any
other unauthorized means, will result in that individual and/or that
individual’s email address and/or IP address becoming ineligible in Sponsor’s
sole and absolute discretion. Use of automated entry devices or programs is
prohibited.  Sponsor reserves the right, in its sole and absolute discretion, (i) to disqualify from eligibility to enter, participate in or win a prize in this Promotion any person who, with respect to this Promotion or any other sweepstakes or promotion of Sponsor, was disruptive to (or acted in any manner inconsistent with the smooth operation of) this or any such other sweepstakes or promotion or was non-compliant with its rules and (ii) to take any measures (technological or otherwise) it in good faith deems potentially useful to prevent, lessen or inhibit entry or participation in, or disruption of, the Sweepstakes or its operation by any such person.

10. DISPUTES; GOVERNING
LAW; CHOICE OF VENUE.

 

All issues
and questions concerning these Rules, including, without limitation, the
construction, validity, interpretation and enforceability of these Rules, or
concerning the rights and obligations of any Eligible Person or other person and/or of Sponsor
in connection with the Sweepstakes, shall be governed by, and construed in
accordance with, the laws of the State of Missouri, without giving effect to
any conflicts of laws rules (whether of the State of Missouri, or any other
jurisdiction), which would cause the application of the laws of any
jurisdiction other than the State of Missouri. Any and all disputes, claims or
actions arising out of or in connection with the Sweepstakes, or any prizes,
shall be resolved individually, without resorting to any form of class action,
and any judicial proceedings shall take place exclusively the Circuit Court of
Boone County, Missouri, or the United States District Court for the Western District
of Missouri – Jefferson City.  To the extent permissible under
applicable law, you hereby waive any right to a jury with respect to any such
proceeding.

11. WINNERS’ LIST.

 

For the name
of the Winner, mail a self-addressed, stamped envelope after July 15,
2021, but before July 15, 2022, to: Veterans United Home
Loans, “Stars, Stripes and Summer $100K Veteran Homebuyer Giveaway,” 1400
Veterans United Drive, Columbia, MO 65203. Sponsor reserves the right to
identify the Winner on only a limited basis (e.g., by first or last name or
initial and State, region or town of residence) or by providing full (or
fuller) identifying information as to the Winner.

12. GENERAL.

 

You agree to
comply with all laws, regulations and court orders applicable to your acts and
omissions relating in any way to this Sweepstakes. Sponsor is free to interpret
these Rules in its good faith but otherwise sole and absolute discretion.
Sponsor’s good faith interpretation of these Rules, and Sponsor’s decisions as
to any and all matters relating to this Sweepstakes, are final and binding. Any
interpretation of these Rules, and any such decision, by Sponsor shall be
presumed to be in good faith and otherwise proper. By participating in this
Sweepstakes, each entrant agrees to release Sponsor and the other Released
Parties from any and all liability, claims, injuries, losses, harm or damages
of any kind caused by, resulting from or otherwise arising in connection with
this Sweepstakes, participation in this Sweepstakes, the operation,
administration, change, termination or cancellation of the Sweepstakes or any
acceptance, use, misuse or consequence of any prize. Sponsor reserves the right
at its sole and absolute discretion (i) to modify, postpone, defer or cancel
the Sweepstakes at any time and with or without notice and (ii) to disqualify
any individual who Sponsor suspects has tampered or attempted to tamper with
the entry or winner-selection process, violates these Rules, or acts in an
inappropriate or disruptive manner, or with intent to (or in effect does)
annoy, abuse, disrupt, threaten or harass any person or this Sweepstakes. These
Rules constitute the full and exclusive agreement relating to the Sweepstakes.
In the event of any conflict between these Rules and any statement, document or
communication relating to the Sweepstakes, these Rules shall control and
prevail. Entrants may copy these Rules for the sole purpose of personal use and
not for any commercial purpose whatsoever.  Notwithstanding any other
terms of these Rules, this Sweepstakes is VOID WHERE PROHIBITED BY LAW.

————————————————-

Veterans United Home Loans is a registered trademark of Mortgage
Research Center, LLC. Realtor.com® is a registered trademark of National Association of
REALTORS and is used with permission.
Any other marks used in these Rules are the property of their respective
owners.

© 2020 Mortgage Research Center, LLC. All rights reserved.

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