Veterans United Home Loans And Realtorcom – Home Field Advantage $100k Veteran Homebuyer Giveaway – Win will consist of cash in the amount of one US$100000 to be used to make a Qualifying Purchase of a home that the Winner would purchase own and occupy

VETERANS UNITED HOME LOANS AND REALTOR.COM® Home Field Advantage $100K Veteran Homebuyer Giveaway

OFFICIAL RULES (the “Rules”)

NO PURCHASE NECESSARY.  ELIGIBLE TO WIN:  QUALIFYING
VETERANS OF THE UNITED STATES ARMED FORCES WHO ARE DOMICILED IN ONE OF THE
50 UNITED STATES OR THE DISTRICT OF COLUMBIA, ARE AT LEAST THE AGE OF
MAJORITY (18 YEARS OR OLDER) UNDER THE LAWS OF THEIR PLACE OF DOMICILE,
AND WHO ARE OTHERWISE ELIGIBLE TO ENTER AND WIN AS PROVIDED FOR IN, AND
NOT DISQUALIFIED UNDER, THESE RULES.

VOID IN PUERTO RICO AND WHERE PROHIBITED OR RESTRICTED BY LAW.

1.  NO PURCHASE NECESSARY.  NEITHER A PURCHASE OF A
PRODUCT OR SERVICE, NOR ANY MONETARY PAYMENT, WILL INCREASE YOUR ABILITY
TO WIN OR IS REQUIRED TO ENTER.

2. SPONSOR.

 

The Sponsor of this Sweepstakes is Mortgage Research Center,
LLC (d/b/a Veterans United Home Loans), a VA-approved lender (mortgage
licensee – NMLS #1907) but not affiliated with the United States
Department of Veterans Affairs or any government agency, and having a
place of business at 1400 Veterans United Drive, Columbia, MO 65203.

The Sweepstakes will be accessible through, and advertised on,
realtor.com® on behalf of Sponsor and in other respects administered on behalf
of Sponsor by realtor.com operator, Move Sales, Inc., 3315 Scott
Boulevard, Suite 250, Santa Clara, CA 95054 (“Administrator”).

3. ELIGIBILITY.

 

Eligibility to win the “Veterans United Home Loans and
Realtor.com® Home Field Advantage $100K Veteran Homebuyer Giveaway”
sweepstakes (the “Sweepstakes” or “Promotion”), also known by the names “Home Field Advantage $100K Giveaway”, “Veteran
Homebuyer Sweepstakes” or any other name the Sponsor may deem
appropriate for promotional purposes, is open to any Qualifying Veteran
(as defined below), so long as the entrant is not an
Ineligible Person (defined below), so long as the entrant
is Domiciled in one of the fifty (50) States of the United States of
America or the District of Columbia (D.C.) at the time of entering the
Sweepstakes, so long as the entrant is at least the age of
majority, be it 18 years of age or an older age, in the State (or D.C.) of
their Domicile at the time of entering the Sweepstakes, and
so long as entrant is otherwise eligible in accordance with, and is
not disqualified under, these Rules (each, an “Eligible Person”).

For purposes of these Rules, the following terms have the following
indicated meanings:

“Domicile,” means the place established as a person’s permanent, principal
residence and to which, whenever the person is absent, the person intends
to return, even though the person may actually temporarily reside
elsewhere (often, the place where a person is entitled to vote). For
example, a person who is stationed at a military installation in the State
of Colorado but who is, or could lawfully be, registered to vote in the
State of Missouri and who intends to return to the State of Missouri upon
ceasing service in the United States military is probably Domiciled in
Missouri even while temporarily located in Colorado.

A “Qualifying Veteran” means a person who, at the time of entry in the Sweepstakes, (i)
is then currently serving as a Servicemember (defined below) or (ii)
formerly served as a Servicemember and was discharged or released under
conditions of “honorable.” Persons who received any type of
discharge or release other than “honorable,” such as a general
discharge, a bad conduct discharge or a dishonorable discharge, do not
meet the definition of a “Qualifying Veteran” and are ineligible
to win the Sweepstakes.

The term “Servicemember” means a person who is a member of the United States Army, Navy,
Marine Corps, Air Force, Coast Guard, Army National Guard, Air National
Guard, Army Reserve, Navy Reserve, Marine Corps Reserve, Air Force
Reserve, or Coast Guard Reserve.

 

“Ineligible Person(s)” means:  employees, directors and officers of Sponsor, Administrator
or any of their respective affiliates, parent company, subsidiaries or
divisions (“Sponsor Entities”) and their immediate family members and household members. As used
in these Rules, “immediate family member(s)”
refers to spouses, parents, step-parents, children, step-children,
siblings, step-siblings, and the respective spouses of any such persons.
As used in these Rules, “household member(s)”
refers to persons living in the same residence as one or more of the
above-mentioned employees, directors, officers or immediate family
members.

As used in these Rules, the term “you,” “your” or the like, refers to any person who enters or seeks to enter or
participate in the Promotion, but in no event shall any use of any such
term (nor shall any provision making use of any such term) be construed as
expanding or otherwise changing who may qualify as an Eligible Person, as
set forth in these Rules.

Titles 10, 32 and 38 of the United States Code, and the federal
regulations, rules and publications of the United States Department of Veterans Affairs, will influence the interpretation of definitions and other terms of
these Official Rules, including as to eligibility for winning this
Sweepstakes, but Sponsor remains free at all times to interpret the
definitions set forth in these Official Rules, and all other terms of
these Official Rules and their application, in its sole and absolute
discretion, all of which interpretations shall be final and binding.

Sponsor is free to determine eligibility, or ineligibility, using such
rigor, method(s), review, verification, research, document requests and
information requests as it chooses in its sole and absolute discretion. AN
ENTRANT, HOWEVER, AS A CONDITION TO BEING NAMED THE WINNER OF THE PRIZE,
MUST PROVIDE SUCH PROOF OF ELIGIBILITY AS SPONSOR REQUESTS, AND MUST DO SO
WITHIN SUCH TIME FRAME AS SPONSOR REQUESTS; FAILURE TO PROVIDE PROOF TO
SPONSOR’S SATISFACTION (WHICH SHALL BE IN SPONSOR’S SOLE AND ABSOLUTE
DISCRETION) OR FAILURE TO DO SO WITHIN SUCH TIME FRAME AS SPONSOR REQUIRES
(WHICH TIME ASPECT IS OF THE ESSENCE OF THESE RULES) WILL, IN SPONSOR’S
SOLE AND ABSOLUTE DISCRETION AND WITH OR WITHOUT NOTICE, DISQUALIFY THE
ENTRANT FROM BEING NAMED A WINNER AND FROM THE SWEEPSTAKES. YOU MAY NOT
ENTER THIS PROMOTION IF YOU ARE NOT ELIGIBLE TO WIN. IF INELIGIBLE ENTRIES
ARE SUBMITTED IN THIS PROMOTION, WHETHER OR NOT SELECTED IN A DRAWING (OR
OTHERWISE SELECTED), THEY ARE INELIGIBLE FOR THE WINNING OF ANY PRIZE IN
THE PROMOTION.

An entrant may be required to provide documents (originals or copies, as
requested) deemed satisfactory to Sponsor, including, but not limited to,
DD Form(s) 214, current statement(s) of service signed by the entrant’s
unit commander, adjutant or other officer, NGB Form(s) 22, NGB Form(s) 23,
VA Form(s) 26-1817, VA Form(s) 21-534, Uniformed Services I.D. Card,
Certificate(s) of Eligibility (COE) relating to U.S. Veterans
Administration loans, current military identification, current enlistment
contract, recently certified marriage license (if relevant), recently
certified death certificate (if relevant), signed and notarized
affidavit(s), and/or a fingerprint card for a background check (criminal
and/or otherwise). These are just examples; some of these examples might
not be relevant to you, and, regardless of such relevance, additional
and/or other documentation may be required of you.

4. SWEEPSTAKES TIMING/DESCRIPTION.

 

The Sweepstakes is open and able to be entered during the following
period (the “Promotion Period”): beginning at 12:01 PM Eastern Time (“ET”) on July 9, 2020 (the “Start Time”); and ending at 11:59 AM ET on September 9, 2020 (the “End Time”).

5. HOW TO ENTER; LIMITS ON ENTRIES.

You may enter the Sweepstakes as many as six (6) times: once by way of
the Regular Entry Method; and once by way of each of the Bonus Entry
Methods provided for in these Rules. YOU ARE PERMITTED, AT MOST, ONLY SIX
(6) ENTRIES IN THE SWEEPSTAKES (AND THUS, AT MOST, ONLY SIX (6) CHANCES TO
WIN). If more than six entries are attempted, submitted or received with
respect to a given person, or if more than one entry is attempted,
submitted or received with respect to a given person by way of the same
method of entry (be it the Regular Entry Method or any of the Bonus Entry
Methods), then up to all entries for that person may be disqualified in
the Sponsor’s sole and absolute discretion.

(A)  The Regular Entry Method.  Eligible Persons may enter the Sweepstakes by doing the
following during the Promotion Period (the “Regular Entry Method”): visit the Sweepstakes Site (defined below) online; and complete
and submit the online entry form available there in accordance with all
instructions there. Performing, or attempting to perform, any of these
steps indicates your agreement to these Rules.  Provided that you are in compliance with these Rules, completing these
steps and Sponsor’s receipt of your completed online entry form will
result in one (1) entry in the Sweepstakes, subject to the other terms of
these Rules. An entry in the Promotion by way of the Regular Entry Method
may be referred to as a “Regular Entry.” “Sweepstakes Site” means the online web page at https://www.realtor.com/100k-sweepstakes or such other, or additional, online destination Sponsor might designate
for entering the Promotion by way of the Regular Entry Method. Completion
of a Regular Entry will also result in display of a confirmation form
acknowledging your entry (“Confirmation Form”); the Confirmation Form will also provide for the Bonus Entry
opportunities provided for below.

(B)  The No. 1 Bonus Entry Method.  Eligible Persons who have entered the Sweepstakes by way of
the Regular Entry Method may also enter the Sweepstakes one additional
time (and thereby obtain one additional chance to win), by clicking on one
of the social media buttons (such as Facebook, Twitter, Pinterest,
LinkedIn, or Facebook Messenger) during the Promotion Period that will be
presented online to Promotion participants after they have completed the
steps comprising the Regular Entry Method, provided that the social media
  button so clicked on is not
the same button clicked on to obtain a No. 2 Bonus Entry, a No. 3 Bonus
Entry, a No. 4 Bonus Entry, or a No. 5 Bonus Entry (the “No. 1 Bonus Entry Method”). Completion of these steps indicates agreement to these Rules on
the part of the entrant and, provided that you are in compliance with
these Rules, will result in one (1) entry in the Sweepstakes (a
“No. 1 Bonus Entry”), subject to the other terms of these Rules.

(C)  The No. 2 Bonus Entry Method.  Eligible Persons who have entered the Sweepstakes by way of
the Regular Entry Method may also enter the Sweepstakes one additional
time (and thereby obtain one additional chance to win), by clicking on one
of the social media buttons (such as Facebook, Twitter, Pinterest,
LinkedIn, or Facebook Messenger) during the Promotion Period that will be
presented online to Promotion participants after they have completed the
steps comprising the Regular Entry Method, provided that the social media
button so clicked on is not the same button clicked on to obtain a No. 1
Bonus Entry, a No. 3 Bonus Entry, a No. 4 Bonus Entry, or a No. 5 Bonus
Entry (the “No. 2 Bonus Entry Method”). Completion of these steps indicates agreement to these Rules on
the part of the entrant and, provided that you are in compliance with
these Rules, will result in one (1) entry in the Sweepstakes (a
“No. 2 Bonus Entry”), subject to the other terms of these Rules.

(D)  The No. 3 Bonus Entry Method.  Eligible Persons who have entered the Sweepstakes by way of
the Regular Entry Method may also enter the Sweepstakes one additional
time (and thereby obtain one additional chance to win), by clicking on one
of the social media buttons (such as Facebook, Twitter, Pinterest,
LinkedIn, or Facebook Messenger) during the Promotion Period that will be
presented online to Promotion participants after they have completed the
steps comprising the Regular Entry Method, provided that the social media
button so clicked on is not the same button clicked on to obtain a No. 1
Bonus Entry, a No. 2 Bonus Entry, a No. 4 Bonus Entry, or a No. 5 Bonus
Entry (the “No. 3 Bonus Entry Method”). Completion of these steps indicates agreement to these Rules on
the part of the entrant and, provided that you are in compliance with
these Rules, will result in one (1) entry in the Sweepstakes (a
“No. 3 Bonus Entry”), subject to the other terms of these Rules.

(E)  The No. 4 Bonus Entry Method.  Eligible Persons who have entered the Sweepstakes by way of
the Regular Entry Method may also enter the Sweepstakes one additional
time (and thereby obtain one additional chance to win), by clicking on one
of the social media buttons (such as Facebook, Twitter, Pinterest,
LinkedIn, or Facebook Messenger) during the Promotion Period that will be
presented online to Promotion participants after they have completed the
steps comprising the Regular Entry Method, provided that the social media
button so clicked on is not the same button clicked on to obtain a No. 1
Bonus Entry, a No. 2 Bonus Entry, a No. 3 Bonus Entry, or a No. 5 Bonus
Entry (the “No. 4 Bonus Entry Method”). Completion of these steps indicates agreement to these Rules on
the part of the entrant and, provided that you are in compliance with
these Rules, will result in one (1) entry in the Sweepstakes (a
“No. 4 Bonus Entry”), subject to the other terms of these Rules.

(F)  The No. 5 Bonus Entry Method.  Eligible Persons who have entered the Sweepstakes by way of
the Regular Entry Method may also enter the Sweepstakes one additional
time (and thereby obtain one additional chance to win), by clicking on the
social media buttons (such as Facebook, Twitter, Pinterest, LinkedIn, or
Facebook Messenger) during the Promotion Period that will be presented
online to Promotion participants after they have completed the steps
comprising the Regular Entry Method, provided that the social media button
so clicked on is not the same button clicked on to obtain a No. 1 Bonus
Entry, a No. 2 Bonus Entry, a No. 3 Bonus Entry, or a No. 4 Bonus Entry
(the “No. 5 Bonus Entry Method”). Completion of these steps indicates agreement to these Rules on
the part of the entrant and, provided that you are in compliance with
these Rules, will result in one (1) entry in the Sweepstakes (a
“No. 5 Bonus Entry”), subject to the other terms of these Rules.

A No. 1 Bonus Entry, a No. 2 Bonus Entry, a No. 3 Bonus Entry, a No. 4
Bonus Entry and/or a No. 5 Bonus Entry each may be referred to as a
“Bonus Entry(ies).”

The No. 1 Bonus Entry Method, the No. 2 Bonus Entry Method, the No. 3
Bonus Entry Method, the No. 4 Bonus Entry Method and/or the No. 5 Bonus
Entry Method each may be referred to as a “Bonus Entry Method(s).”

A complete copy of these Rules is available on or accessible through the
Sweepstakes Site.

CERTAIN TERMS REGARDING ENTRIES.  Entries that have been submitted or generated by a script, macro, bot or any other automated means may be disqualified in Sponsor’s sole and absolute discretion. Entries that are mechanically reproduced, copied, illegible, incomplete, postage due, late or inaccurate are ineligible. Incomplete entries or entries not complying with these Rules are subject to disqualification, at the Sponsor’s sole and absolute discretion. Entries become the property of the Sponsor and will not be acknowledged or returned. Sponsor’s decisions are final on all matters relating to this Sweepstakes. If a dispute arises as to, or in Sponsor’s estimation a lack of clarity arises as to, the identity of an online entrant, Sponsor will be free to resolve such circumstance in its sole and absolute discretion; such discretion includes, without limitation, that Sponsor will be free to determine that the online entry was submitted by the authorized account holder of the email address associated with the entry and that Sponsor will be free to disqualify any such entry and/or any associated entrant. For these purposes, Sponsor is further free to conclude that the authorized account holder is the natural person assigned to an e-mail address by an Internet access provider, on-line service provider or other organization responsible for assigning email addresses or the domain associated with the submitted email address. The Sweepstakes Site’s database clock will be the official timekeeping device for the Sweepstakes. Sponsor is not required to verify, confirm or comment on information submitted, entries made or attempted, status, eligibility or any particular entrant or entry, nor otherwise respond to inquiries regarding the Promotion, except as expressly specified in these Rules.

AUTHORIZATION TO SEND MARKETING COMMUNICATIONS.  By entering the Sweepstakes using the Regular Entry Method, you authorize the Sponsor and Administrator and their respective affiliates and independent contractors to make use of the email address, home, office and cellular telephone numbers and any other information you submit to send you electronically or in any other format, privacy policies, marketing communications, updates, information and tips relating to real estate, mortgage, financing, credit, homes, moving, home improvement and related subjects until such time (or a reasonable time thereafter) as you withdraw such authorization (e.g., by unsubscribing from such messages via an un-subscribe link in an email message you might receive). Sponsor and Administrator and their respective designees remain free to contact you by email, text, phone call or otherwise, however, for any purpose relating to operation or administration of the Sweepstakes.

COMPLIANCE WITH SOCIAL MEDIA PLATFORMS’ RULES.  You agree to comply with all of the rules, terms of use, policies and guidelines of any social media platform or facilities (e.g., Facebook, Facebook Messenger, LinkedIn, Pinterest, Twitter, etc.) (each, a “Social Platform”) you use in connection with this Promotion or that relates to your participation in this Promotion. YOU UNDERSTAND THAT THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY ANY SOCIAL PLATFORM,
NOR BY COMPANY(IES) OR PERSON(S) OWNING, OPERATING OR OFFERING ANY SOCIAL
PLATFORM (EACH, A “SOCIAL PLATFORM OPERATOR”). YOU AGREE THAT NO SUCH SOCIAL PLATFORM OR SOCIAL PLATFORM OPERATOR SHALL HAVE ANY RESPONSIBILITY OR LIABILITY WHATSOEVER WITH RESPECT TO THIS PROMOTION.

6. THE PRIZE.

 

A single (1) prize will be available to be won and awarded in
this Sweepstakes (the “Prize”), as described below.

THE PRIZE.  The “Prize,” the awarding of which will be subject to the terms and conditions of these Rules, will consist of cash in the amount of one hundred thousand dollars in U.S. currency (US$100,000) to be used to make a Qualifying Purchase (defined below) of a home that the Winner (as defined below) would purchase, own and occupy.

The fair market value (“FMV”) of the Prize is US$100,000.

A “Qualifying Purchase” of a home for purposes of these Rules means a bona fide purchase of a home located in one of the fifty (50) States of the United States of America or the District of Columbia, where such purchase is one: (i) that is in full compliance with these Rules and all applicable laws, regulations, codes and contractual obligations; (ii) that does not include use of any part of the Prize to pay off, pay down, reduce or otherwise off-set any existing mortgage, encumbrance, loan or debt; (iii) that applies to a home not occupied by the Winner or any of Winner’s immediate family members prior to the purchase; (iv) that does not involve a purchase from (or sale to) any of Winner’s immediate family members; and (v) that has a bona fide purchase price of at least the value of the Prize less any tax obligation owed, or that will be owed, based on the winning or awarding of the Prize; and (vi) for which the closing is completed within one hundred eighty (180) days after the entrant is notified that they have been confirmed as the Winner of the Prize (or, if the Winner is deployed, or has orders to deploy, when so notified, within one hundred eighty (180) days after the date the Winner’s deployment ends). If this time requirement is for any reason not met, then such entrant may be deemed by Sponsor (in Sponsor’s sole and absolute discretion) to have declined to accept the Prize. Sponsor reserves the right, however, in its sole and absolute discretion, to extend the deadline to close on the home purchase transaction

Winner is responsible for any balance of home purchase price due after
remittance of the Prize amount (less any tax withholding), and all other
fees, expenses, costs, insurance, escrow amounts, taxes (whether real
estate taxes, transfer taxes, stamp taxes, recording fees, sales tax, use
tax, property tax or otherwise) and other amounts whatsoever, as well as
any federal, state, or local income taxes due as to the Prize.

You acknowledge that the amount of taxes due related to the Prize may
vary based on the applicable federal, State and local tax laws, and the
Winner is solely responsible for all such amounts.

WINNER IS STRONGLY ENCOURAGED TO ENGAGE THE SERVICES OF A TAX ADVISOR,
AT THE WINNER’S SOLE EXPENSE, TO ASSIST WINNER IN CONSIDERING AND MAKING
ANY NEEDED DETERMINATIONS BEFORE THE AWARDING OF THE PRIZE.

Notwithstanding any terms of these Rules (including, without limitation, any examples set forth in these Rules), Sponsor shall have the right to withhold funds from any Prize-related remittance to the extent Sponsor determines to be necessary or advisable to meet or anticipate any federal, State, local or other tax withholding obligations, or other obligations, of Sponsor or Winner.

CERTAIN CONDITIONS. The Prize is conditioned as follows, as is any
entrant being named the Winner and/or being entitled to the Prize:

Winner must provide such proof of eligibility as Sponsor may request, and
must do so within such time frame as Sponsor may request;

Winner must comply with, and at all relevant times be in compliance with,
these Rules, including, without limitation, Section 3 hereof
[“Eligibility”], this Section 6 [“The Prize”], Section
7 hereof [“Determination and Announcement of Winner”] and
Section 8 hereof [“Certain Conditions of Participation,
Winning”];

Winner shall be responsible for all local, State, federal and other taxes
relating to winning the Sweepstakes or receiving the Prize, for all
related reporting, filing and other obligations, and for determining what
such tax liabilities are and what such reporting, filing and other
obligations are. Sponsor will not gross up the Prize under any
circumstances to cover taxes or other costs that must be paid by the
Winner. Sponsor will issue an IRS 1099 form, and/or any other applicable
local, State or federal forms, for the value of the Prize; and

You shall be responsible, at your own expense, for retaining such tax and
other professional advisors as you deem prudent, it being hereby
acknowledged by you that Sponsor strongly recommends that any entrant
named a potential Winner retain such professional advisors.

Any failure of any of these conditions at any time with respect to any
entrant named the Winner or potential Winner of the Prize may result in
disqualification of such entrant in Sponsor’s sole and absolute
discretion, in which case the Prize (and any rights or interests with
respect to the Prize) will be deemed forfeited by such entrant and Sponsor
will be free (with or without notice) to select an alternative entrant as
the potential Winner (and subsequently the Winner) of the Prize.

Only one (1) Prize will be awarded.

The odds of winning the Prize depend on the number of eligible entries
received. (For example, if exactly 100,000 eligible entries were received
then the odds of any given eligible entry being drawn from among all
eligible entries to win the Prize would be 1 chance in 100,000.)

Any and all taxes, fees and other costs not specifically stated within
these Rules as being included as part of the Prize are solely the
responsibility of the Winner. The Winner is responsible for all taxes,
fees and other costs associated with the receipt, use or enjoyment of the
Prize, except as may be explicitly provided to the contrary in these
Rules. The Prize may not be transferred, substituted or redeemed for
substitute property, except at the Sponsor’s sole and absolute discretion.
Sponsor reserves the right to substitute a prize of equal or greater value
if Sponsor determines (which it may do in its sole and absolute
discretion) the designated prize is unavailable or unworkable for any
reason.

WINNER, AND EACH ENTRANT, AGREES THAT SPONSOR AND ADMINISTRATOR, AND
THEIR RESPECTIVE AFFILIATES AND SUBSIDIARIES, HAVE NOT MADE, AND ARE NOT
RESPONSIBLE OR LIABLE FOR, ANY WARRANTY, REPRESENTATION OR GUARANTEE,
EXPRESS OR IMPLIED, IN FACT OR IN LAW, RELATIVE TO THE PRIZE OR THE
SWEEPSTAKES.

7. DETERMINATION AND ANNOUNCEMENT OF WINNER.

The potential Winner of the Prize will be selected in a
random drawing approximately the week of September 14, 2020, from
among the entries received. The random drawing will be conducted by
Sponsor or by Administrator or its designee on Sponsor’s behalf. Sponsor’s
decisions are final on all matters relating to the determination of the
Winner.

The potential Winner will be notified (by electronic mail, overnight
courier, telephone, U.S. mail or otherwise) promptly after the drawing.
The potential Winner will be required, as a condition to being named the
Winner and receiving the Prize, to submit a signed statement and
fingerprint card of a form and content acceptable to Sponsor that, among
other things, verifies and allows Sponsor to investigate and verify their
identity, eligibility, residence, mailing address, background (criminal and/or otherwise),
military status and other information, confirms agreement to these Rules,
represents eligibility under and compliance with these Rules, confirms a
release of claims and of the Released Parties (defined below) not
inconsistent with these Rules and agrees to accept the Prize and to do so
subject to all Prize parameters, conditions, requirements and limitations
(a “Prize Release”). Whether as part of the Prize Release or separately, the
potential Winner may also be required, as a condition to being named the
Winner and receiving the Prize, to submit a signed publicity release for
the Sponsor and Administrator (unless prohibited by law), a Federal, State
and/or local tax release and such other proof, documentation and other
information as may be requested by Sponsor and is not inconsistent with
these Rules. The forgoing is in addition to obligations provided for
elsewhere in these Rules, such as at Section 3 hereof
[“Eligibility”], Section 6 hereof [“The Prize”],
Section 7 hereof [“Determination and Announcement of Winner”]
and Section 8 hereof [“Certain Conditions of Participation,
Winning”].

The potential Winner must return any requested documents, properly
executed, within such time as may be requested by Sponsor, but in any case
not later than within seven (7) calendar days of issuance of notification
and provision to him/her of such documents, including but not limited to
authorization to complete a background check (criminal and/or otherwise)
and a completed fingerprint card to facilitate the completion of a
background check (criminal and/or otherwise). Non-compliance within this
time frame or with these Rules, or if the Prize notification is returned
as undeliverable or otherwise ineffective, may result in the entrant being
disqualified (with or without notice), and the Prize being awarded to
another entrant.

In the event that a potential Winner is disqualified for any reason, or
refuses to accept the Prize, the Prize will be awarded to an alternate
entrant, based on the next randomly selected entry, and the same process
and requirements as set forth in these Rules (as to a potential Winner)
may be applied to any such alternate entrant who Sponsor identifies as a
potential alternate winner of the Prize.

If after being finally confirmed as the Winner, but before the Prize is
finally and fully awarded, the Winner becomes deceased, then Sponsor may,
in its sole and absolute discretion and without notice, satisfy Sponsor’s
obligation as to the Prize by waiving the requirement of a home purchase
and remitting the Prize amount (less any tax withholding) to the estate of
the Winner, in which case Sponsor may condition such remittance on its
receipt of such documentation as Sponsor may reasonably request.

The person designated by the Sponsor as the final winner of a Prize in
this Promotion and complying with these Rules (the “Winner”) and not deemed disqualified by Sponsor consistent with these
Rules will be entitled to the Prize.

Sponsor anticipates announcing the Winner of the Sweepstakes on or
about October  1, 2020. Such announcement may be made earlier, however, in Sponsor’s sole and
absolute discretion. Such announcement may also be made later if the time
taken for the process of finally naming a Winner (e.g., if such process
involves alternative potential Winner(s)) is extended. Winner must be
available to participate in publicity on the date of the announcement and
as otherwise requested by the Sponsor, including, without limitation, from
the day the Winner is confirmed in writing as the Winner, through the date
that is thirty (30) business days from said confirmation date, in order to
receive the Prize; unavailability, or insufficient availability, may
result in disqualification in Sponsor’s sole and absolute discretion and
with or without notice.

Sponsor anticipates that actual awarding and remittance of the Prize will
be made by Sponsor and will occur at, and/or on or about the time of, the
closing of the home purchase transaction. Remittance of the Prize may be
made, in Sponsor’s sole and absolute discretion, and in whole or in part,
on behalf of Winner (for example, into escrow in connection with the
closing of a home purchase transaction).

An entrant named the Winner (or named the potential Winner) must
cooperate with Sponsor to arrange for designees of Sponsor and
Administrator to be present at the closing of the home purchase
transaction, to make certain presentations at the closing and to film,
photograph and otherwise record such presentations and other aspects of
the closing for the promotional and other purposes of Sponsor and
Administrator, and Winner must participate in (e.g., interviews) and
cooperate with Sponsor and Administrator with respect to such matters as
requested by Sponsor or Administrator.

8. CERTAIN CONDITIONS OF PARTICIPATION, WINNING.

By entering, or attempting to enter, the Sweepstakes, you
agree to be bound by these Rules, including, but not limited to, all
eligibility requirements, and represent that you are, in fact, an Eligible
Person. Sponsor will collect personal identifying information from the
entrants for the purpose of administering the Sweepstakes, notifying and
disclosing any Winner and/or potential Winner and, with respect to any
Prize winner, promotion of Sponsor’s and Administrator’s businesses
relating to the Sweepstakes. Sponsor and Administrator will not share such
personal identifying information with any un-affiliated third parties,
except as necessary for the foregoing purposes (e.g., administration of
the Sweepstakes) or except as otherwise provided by these Rules or in
their respective privacy policies (i.e., the Sponsor Privacy Policy and
the Administrator Privacy Policy, each defined below), authorized by the
entrant or required by law or legal process. Except insofar as use is
otherwise permitted under these Rules, Sponsor’s and Administrator’s use
of personal identifying information submitted by entrants in connection
with this Sweepstakes will be subject to the terms and conditions stated
in their respective Privacy Policies available at https://www.veteransunited.com/privacy/ (the
“Sponsor Privacy Policy”) and http://www.move.com/company/privacy.aspx (the
“Administrator Privacy Policy”).  All materials submitted in connection with the Sweepstakes become the
property of Sponsor and will not be returned.  By accepting, and as a condition to being awarded, a prize, a winner (1)
consents to the use of his/her name, image, likeness, photograph, voice,
persona and biographical material and entry submission for advertising,
publicity and promotional purposes by Sponsor, Administrator and/or
another party designated by Sponsor or Administrator, in any and all media
now or hereafter known, including, but not limited to, any online
announcements, or for sharing this information with the press or media for
viewing, whether via TV, radio, social media, email, broadcast, Internet,
print or otherwise, throughout the world, for ninety-nine (99) years,
without monetary or other compensation and without further notification or
permission, except insofar as prohibited by applicable law and (2) agrees
to cooperate with Sponsor, Administrator and their respective designees
regarding post-Sweepstakes promotional efforts Sponsor or Administrator
may wish to undertake in order to publicize their respective businesses,
the Sweepstakes, the Winner, the winning of the Prize, the particular
use(s) to which the Winner puts or plans to put the Prize, how the Prize
affects the Winner and other related aspects, which cooperation may
include, without limitation, recorded interviews, photo or video
opportunities and other events that may involve the Winner. You agree to
abide by the terms of these Rules and the decisions of the Sponsor, which
are final and binding, and waive any right to claim ambiguity in these Rules. You
understand that after being named a Winner or potential Winner of the
Sweepstakes, the Sponsor Companies and/or Administrator Companies (as
defined below) may disclose to you plans, activities or information
related to matters such as promotion of the possible or actual winning,
receipt or use of the Prize, and you agree that all of such information
will be deemed to be CONFIDENTIAL to the Sponsor Companies and/or
Administrator Companies and you agree, therefore, not to disclose such
information to any other person or company and not to use any such
information without written authorization from Sponsor. You also authorize
Sponsor, and Administrator and/or their respective designee(s), to perform
a background check(s) as to you and your relations and household members
of such scope and for such purposes as Sponsor or Administrator deems
appropriate in its sole and absolute discretion, including but not limited
to, determination of whether you will be awarded the Prize and/or
disqualified from the Sweepstakes, consistent with these Rules; provided
that to the extent additional authorization is necessary under law, the
potential winner shall authorize such background check(s).

ENTRANTS ACKNOWLEDGE THAT SPONSOR IS OFFERING THIS SWEEPSTAKES IN
SIGNIFICANT PART TO PROMOTE ITS BRAND AND BUILD POSITIVE GOODWILL FOR
SPONSOR, WHICH MAY INCLUDE, AMONG OTHER THINGS, POST-SWEEPSTAKES
ADVERTISING AND PROMOTION OF SPONSOR IN CONNECTION WITH THE CONCLUSION AND
WINNING OF THE SWEEPSTAKES.  Sponsor reserves the right in its sole and absolute discretion to
disqualify any potential winner based on the results of background
check(s), or other information available to Sponsor, if Sponsor determines
in its sole and absolute discretion that awarding the Prize to such
potential winner (or any publicity relating to such potential winner,
their immediate family members, relations or household members) might
reflect unfavorably on Sponsor, any Released Party or their respective
name, brand, reputation or business for any reason.  Factors that could result in disqualification of a potential winner are
not limited and they include, without limitation, any felony or
misdemeanor, delinquency on debts or obligations, an act or omission
involving moral turpitude, infliction of harm upon others or their
property, or any factors suggesting a lack of moral character, good reputation or
judgment, financial responsibility, an affiliation with organized crime or
persons of notorious or unsavory reputation or who have police records, or
any failure to authorize (or confirm authorization of) a background
check.  In the event of any
disqualification, Sponsor may award the Prize to an alternative
entrant.

 

USE AND SHARING OF REGISTRATION DATA AND SURVEY INFORMATION.

Registration Data.  Without limiting what is permissible under applicable law or
otherwise under these Rules, Sponsor, its parent company and their
respective subsidiaries and affiliates (each a “Sponsor Company”), either directly and/or through its advertising or promotion
agencies, service providers, contractors or other designees, may use the
Registration Information (defined below) to send marketing, advertising,
informational and other messages to you, and, with respect to email and
text messages, may do so until such time (or a reasonable time thereafter)
that you unsubscribe from receiving further such messages by way of an
un-subscribe link included in such an email or text message you might
receive from a Sponsor Company. The Sponsor Companies may also share the
Registration Information with Administrator, its subsidiaries and
affiliates (each an “Administrator Company”) who may use such information for the purpose of any such
Administrator Company sending marketing, advertising, informational and
other messages to you, each of whom, with respect to email or text
messages, may do so until such time (or a reasonable time thereafter) that
you unsubscribe from receiving further such messages by way of an
un-subscribe link included in such an email or text message you might
receive from an Administrator Company. “Registration Information” means any and all information, including, without limitation, your
name, address data, email address and phone number(s) if submitted by you,
submitted by you in connection with entering the Promotion (but not
including Survey Information).

Survey Information.  Insofar as Survey Information is provided by you, each of the
Sponsor Companies may use the Survey Information for any purposes not
contrary to the Sponsor Privacy Policy (defined above) and not contrary to
such laws and regulations as are applicable to the relevant Sponsor
Company and any such use by it of the Survey Information. Each of the
Administrator Companies may use the Survey Information for any purposes
not contrary to the Administrator Privacy Policy and not contrary to such
laws and regulations as are applicable to the relevant Administrator
Company and any such use by it of the Survey
Information.  “Survey Information” means any and all information submitted by you in connection with
your responding to any survey questions (or information prompts) presented
to you as part of any process of entering the Promotion.

9. LIMITATION OF LIABILITY, INDEMNITY AND DISCLAIMERS.

UNDER NO CIRCUMSTANCES WILL ANY RELEASED PARTY BE LIABLE FOR ANY DAMAGES THAT IN THE AGGREGATE (REGARDLESS OF
THE NUMBER OF CLAIMS OR CLAIMANTS, AND REGARDLESS OF THE TIMING OF
CLAIMS) EXCEED THE VALUE OF THE PRIZE(S) DESCRIBED IN
THESE RULES, NOR FOR ANY SPECIAL, CONSEQUENTIAL, INCIDENTAL,
INDIRECT OR PUNITIVE DAMAGES, THE FOREGOING EXCLUSIONS AND LIMITATIONS
BEING INTENDED TO APPLY REGARDLESS OF THE BASIS OF, OR THEORY OF RELIEF
REGARDING, ANY CLAIM OR ACTION (INCLUDING, WITHOUT LIMITATION, ANY FORM
OF NEGLIGENCE OR STATUTORY OR REGULATORY VIOLATION) AND REGARDLESS OF
WHETHER ANY RELEASED PARTY WAS AWARE OR NOTIFIED OF THE
HARM, DAMAGE OR LOSS SUFFERED OR ALLEGED. UNDER NO CIRCUMSTANCES WILL
ANY RELEASED PARTY BE LIABLE FOR ANY ATTORNEYS’ FEES,
COSTS, EXPENSE OR OTHER AMOUNT INCURRED BY YOU IN CONNECTION WITH ANY
CLAIM OR PROCEEDING RELATING TO THESE RULES,
THE PROMOTION OR ANY PRIZE OR OTHER RELATED MATTER.

As used in these Rules, “Released Party(ies)” means and includes, Sponsor, its advertising and/or promotion
agencies, the Administrator, Administrator’s advertising and/or promotion
agencies, the company(ies) or person(s) owning, operating or offering any
Social Platform, any person or entity in whole or in part designing,
manufacturing, assembling, distributing, processing, providing, supplying,
fulfilling, delivering or honoring any prize, any of the contractors,
licensors or suppliers of any of the foregoing, any of the parents,
subsidiaries or affiliates of any of the foregoing and any of the
directors, officers, employees, agents or representatives of any of the
foregoing. Any recourse you have regarding any such liability, claims,
injuries, losses, harm or damages is limited solely and exclusively to the
Sponsor and not to any maker or provider of any prize, not to any other
Released Party nor to any other person or entity. In addition to Sponsor,
any Released Party may enforce any provision of these Rules that
specifically addresses a Released Party and, according to its express
terms, represents an actual or potential protection or benefit for the
Released Party.

YOU HEREBY AGREE TO INDEMNIFY AND HOLD HARMLESS
THE RELEASED PARTIES FROM ANY AND ALL CLAIMS, ACTIONS,
INJURY, LOSS, LIABILITY OR DAMAGES OF ANY KIND, INCLUDING, BUT NOT
LIMITED TO, PERSONAL INJURY, DEATH AND PROPERTY DAMAGE, RESULTING FROM
YOUR BREACH OF THESE RULES, OTHER WRONGFUL CONDUCT, THE
ACCEPTANCE, POSSESSION, OR USE OR MISUSE OF ANY PRIZE, ANY
AUTHORIZATION, CONSENT, AGREEMENT OR LICENSE YOU MAKE OR GIVE UNDER
THESE RULES OR IN CONNECTION WITH
THE PROMOTION, OR YOUR PARTICIPATION IN
THIS PROMOTION OR IN ANY PRIZE-RELATED ACTIVITY.

YOU AGREE THAT THE RELEASED PARTIES HAVE NOT MADE, NOR ARE IN ANY MANNER RESPONSIBLE OR LIABLE FOR,
ANY WARRANTY, REPRESENTATION OR GUARANTEE, WHETHER STATUTORY, EXPRESS,
IMPLIED OR OTHERWISE (INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED
WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A
PARTICULAR PURPOSE), IN FACT OR IN LAW, RELATIVE TO
THE SWEEPSTAKES OR ANY PRIZE AWARDED. WITHOUT LIMITING
THE GENERALITY OF THE FOREGOING, RELEASED PARTIES DO
NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES OR REPRESENTATIONS WITH
RESPECT TO THE SWEEPSTAKES SITE OR ANY OTHER WEBSITE,
MOBILE APPLICATION OR SYSTEM AND THE RELEASED PARTIES SHALL NOT BE LIABLE FOR THE CONSEQUENCES OF ANY INTERRUPTIONS,
MALFUNCTIONS OR ERRORS RELATED THERETO.

Released Parties are not responsible for lost, late,
incomplete, illegible, inaccurate, delayed, garbled, damaged, stolen or
misdirected submissions, or problems of any kind, whether mechanical,
human or electronic. Released Parties are not responsible for technical,
hardware or software malfunctions, telephone failures of any kind, lost or
unavailable network connections, inability to access a website, inability
to submit an entry, impairment of the winner selection process, or fraud,
incomplete, garbled, or delayed computer transmissions or inaccurate,
incomplete, unintentionally omitted or otherwise flawed transcription,
tracking, collection or recognition of entries or of entry information,
whether caused by Sponsor, Administrator, another Released Party, users or
by any of the equipment or programming associated with or utilized in the
Sweepstakes or by any technical or human error which may occur (whether in
the processing of submissions or otherwise) and/or which may damage a
user’s system or limit an Eligible Person’s participation, or ability to
participate in, the Sweepstakes. Released Parties are not responsible for
late, lost, incomplete, illegible, damaged, postage-due or misdirected
entries or mail. Released Parties are not responsible for issues related
to any background check, including errors or mistakes in conducting the
check or errors or mistakes in the results produced or the handling,
interpretation or use thereof. Entry materials that have been tampered
with or altered may be disqualified in Sponsor’s sole and absolute
discretion. Should any portion of the Sweepstakes be, in Sponsor’s sole
and absolute discretion, compromised by virus, worms, bugs, non-authorized
human intervention, a circumstance(s) of the kind described above in this
paragraph or any other cause(s) that, in the sole and absolute discretion
of the Sponsor, corrupt or impair the administration, security, fairness,
integrity or proper operation of any aspect of the Sweepstakes, including,
but not limited to, the winner selection process or the submission,
tracking, collection or recognition of entries, or should the Sweepstakes,
as determined by Sponsor in its sole and absolute discretion, be unable to
run as planned for any other reason, Sponsor reserves the right, at its
sole and absolute discretion and with or without notice, to adjust, modify
or terminate the Sweepstakes and/or its operation and, if so adjusted,
modified or terminated, to, at its sole and absolute discretion, select
the potential Winner by way of a random drawing or like method Sponsor may
choose (for example, a drawing from among such entries as Sponsor may
practicably and without significant burden be able to identify as duly
submitted and received notwithstanding such compromise or inability).
Adjustments to the exact Start Time or End Time of the Promotion Period
(and thus to the Promotion Period itself) are permitted, to accommodate
the functioning of related systems or processes, or their operation,
maintenance, administration or management; Sponsor is free to make or
allow such adjustments in its sole and absolute discretion, with or
without notice, without limiting any other discretion, right, power or
authority of Sponsor, and without limiting, and regardless of, any other
terms of these Rules. CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER
PERSON TO DELIBERATELY DAMAGE THE SWEEPSTAKES SITE OR ANY ONLINE SERVICE
RELATED TO THE SWEEPSTAKES OR TO UNDERMINE THE LEGITIMATE OPERATION OF THE
SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH
AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING
ATTORNEY’S FEES) FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY
LAW, INCLUDING CRIMINAL PROSECUTION. Sponsor’s failure to enforce any term
of these Rules shall not constitute a waiver of such term or any other
provision. Sponsor reserves the right to disqualify any entrant who
violates these Rules or interferes with the Sweepstakes in any manner. If
an entrant is disqualified, Sponsor reserves the right to terminate such
entrant’s eligibility to participate in the Sweepstakes. Any attempt by an
individual to access any website, page, form, mobile application or other
medium or system associated with the Sweepstakes via a bot, script or
other similar or brute force method or attack, or via any other
unauthorized means, will result in that individual and/or that
individual’s email address and/or IP address becoming ineligible in
Sponsor’s sole and absolute discretion. Use of automated entry devices or
programs is prohibited.

10. DISPUTES; GOVERNING LAW; CHOICE OF VENUE.

 

All issues and questions concerning these Rules, including,
without limitation, the construction, validity, interpretation and
enforceability of these Rules, or concerning the rights and obligations of
any Eligible Person and/or of Sponsor in connection with the Sweepstakes,
shall be governed by, and construed in accordance with, the laws of the
State of Missouri, without giving effect to any conflicts of laws rules
(whether of the State of Missouri, or any other jurisdiction), which would
cause the application of the laws of any jurisdiction other than the State
of Missouri. Any and all disputes, claims or actions arising out of or in
connection with the Sweepstakes, or any prizes, shall be resolved
individually, without resorting to any form of class action, and any
judicial proceedings shall take place exclusively the Circuit Court of
Boone County, Missouri, or the United States District Court for the
Western District of Missouri – Jefferson City.
 To the extent permissible
under applicable law, you hereby waive any right to a jury with respect to
any such proceeding.

11. WINNERS LIST.

 

For the name of the Winner, mail a self-addressed, stamped
envelope after October 1, 2020, but before October 1, 2021, to: Veterans United Home Loans, “Home Field Advantage $100K Veteran
Homebuyer Giveaway,” 1400 Veterans United Drive, Columbia, MO 65203.
Sponsor reserves the right to identify the Winner on only a limited
basis (e.g., by first or last name or initial and State, region or
town of residence) or by providing full (or fuller) identifying information
as to the Winner.

12. GENERAL.

 

You agree to comply with all laws, regulations and court
orders applicable to your acts and omissions relating in any way to this
Sweepstakes. Sponsor is free to interpret these Rules in its good faith
but otherwise sole and absolute discretion. Sponsor’s good faith
interpretation of these Rules, and Sponsor’s decisions as to any and all
matters relating to this Sweepstakes, are final and binding. Any
interpretation of these Rules, and any such decision, by Sponsor shall be
presumed to be in good faith and otherwise proper. By participating in
this Sweepstakes, each entrant agrees to release Sponsor and the other
Released Parties from any and all liability, claims, injuries, losses,
harm or damages of any kind caused by, resulting from or otherwise arising
in connection with this Sweepstakes, participation in this Sweepstakes,
the operation, administration, change, termination or cancellation of the
Sweepstakes or any acceptance, use, misuse or consequence of any prize.
Sponsor reserves the right at its sole and absolute discretion (i) to
modify, postpone, defer or cancel the Sweepstakes at any time and with or
without notice and (ii) to disqualify any individual who Sponsor suspects
has tampered or attempted to tamper with the entry or winner-selection
process, violates these Rules, or acts in an inappropriate or disruptive
manner, or with intent to (or in effect does) annoy, abuse, disrupt,
threaten or harass any person or this Sweepstakes. These Rules constitute
the full and exclusive agreement relating to the Sweepstakes. In the event
of any conflict between these Rules and any statement, document or
communication relating to the Sweepstakes, these Rules shall control and
prevail. Entrants may copy these Rules for the sole purpose of personal
use and not for any commercial purpose
whatsoever.  Notwithstanding any other terms of these Rules,
this Sweepstakes is VOID WHERE PROHIBITED BY LAW.

————————————————-

Veterans United Home Loans is a registered trademark of Mortgage Research
Center, LLC. Realtor.com® is a registered trademark of National Association of REALTORS
and is used with permission.
Any other marks used in these Rules are the property of their respective
owners.

Ⓒ 2020 Mortgage Research Center, LLC. All rights reserved.

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