Us Bank – Student Scholarship – Win a $10000 Scholarship Award
2020 U.S. Bank Student Scholarship Sweepstakes Official Rules
2020 U.S. Bank “Student Scholarship Sweepstakes”
NO PURCHASE OR PAYMENT OF ANY KIND NECESSARY TO ENTER OR WIN. A PURCHASE WILL
NOT INCREASE YOUR CHANCES OF WINNING.
ARBITRATION NOTICE: BY ENTERING, YOU AGREE THAT DISPUTES BETWEEN YOU AND ANY
PROMOTION ENTITY WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU
WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE
ARBITRATION. See Disputes/Arbitration provision.
ELIGIBILITY: The 2020 U.S. Bank “Student Scholarship Sweepstakes” (“Promotion”) is only open and offered to legal
residents of the 50 United States and the District of Columbia(“U.S.”) who are at least 16 years of age or older, and are
enrolled as an undergraduate student (for at least 6 credit hours per semester) as of May 1, 2021 at an eligible,
accredited two- or four-year U.S. brick and mortar college or university (specifically excluding trade, vocational and
online only schools) (“entrant”). Entrants who are not enrolled/accepted at a recognized accredited institution within the
time specified, have insufficient credit hours, or otherwise do not meet theeligibility criteria, the terms of these Rules
and any other written requirements of Sponsor, will be disqualified and ineligible to receive a prize. Entrants who are
under the legal age of majority in their jurisdiction of residence must obtainconsent of their parent or legal guardian to
enter and the latter must execute requireddocumentation by and on behalf of their minor child.
Employees, officers, directors of U.S. Bank (“Sponsor”), BI WORLDWIDE (“Administrator”), EverFi, Inc., their respective
subsidiaries and affiliated companies, agents, advertising/promotion agencies, individuals engaged in the development,
production, or distribution of materials for, or implementation of the Promotion (collectively referred to herein as the
“Promotion Entities”), and the immediate family members (spouse, siblings, childrenand parents includingfoster and
step-relations) or those living in their same household (whether or not related) as any person in any of the preceding
categories are not eligible toenter or win a prize. Void where prohibited or restricted by law.
By entering the Promotion, entrants fully and unconditionally agree to and accept theseOfficial Rules, the information
provided on any Website(s), and the decisions of the Sponsor and Administrator (and their authorizedrepresentatives)
which are final and binding with respect toall matters pertainingto the Promotion and all elements thereof.
PROMOTION PERIOD: The Promotion begins on or about 12:00 a.m. Central Time (CT) on April 1, 2020 and ends at
11:59 p.m. CT on October 30, 2020 (the “Promotion Period”). The clock on the Sponsor’s server shall be the official time
keeping device for this Promotion. All time referenced in connection with the Promotion is Central Time. Entrants are
solely responsible for determining the correspondingtime zone in their respective jurisdictions; Promotion Entities
disclaim all liability or responsibility relating thereto.
REGISTRATION/HOW TO ENTER/MODULES: In order to participate in the Promotion, all entrants must complete a
registration during the Promotion Periodby visiting usbank.com/scholarship (the “Website”) and following theonline
directions for registration and to create a login.
2020 U.S. Bank Student Scholarship Sweepstakes Official Rules ” 2
There are two ways to enter:
(1) Entrants log in at the Website, access the links to and complete (in-full) various offered learning activities
(“Modules”) during the PromotionPeriod. Entrants may select which Modules to complete. Modules may vary in length
and may be completed once. The stated minimum number of Modules are required for each drawing; in other words, if
an entrant completes 7 Modules, they will be eligible for entry into the First and Second Prize drawings, but not the
Grand Prize drawing (unless and until they have timely completed 10 Modules). Entrants who complete the following
number of required Modules will earn one (1) entry into the applicable drawing (each is an “entry”). Entrants may earn
one (1) entry per drawing, and up to three (3) entries in total, as follows:
Second Prize drawing: Register + 4 Modules;
First Prize drawing: Register + 7 Modules;
Grand Prize drawing: Register + 10 Modules
(2) Once registered, eligible entrants may enter without completing Modules by mailing a separate mail-inrequest
for each drawing to receive one (1) entry per drawing. To enter by mail: hand-print your full name, address (no PO
boxes), contact phone, email address (used to register on the Website), and the eligible U.S. college or university at
which you are or will be enrolled on a 3″x 5″ card, and separately mail in a first-class sufficiently U.S. stamped envelope.
Each stamped envelope MUST also be clearly marked with the drawing into which the mail-in entry shall be
entered (i.e., “Second Prize Drawing,” “First Prize Drawing,” etc.). Mail-in entries can be submitted to:
2020 U.S. Bank “Student Scholarship Sweepstakes,” PO Box 390700, Minneapolis, MN 55439. Mail-in request must be
postmarked by November 2, 2021 and received by November 6, 2021. Eachseparately marked and mailed eligible
mail-in request received represents one (1) entry and will be assigned by Administrator into the respective drawing as
indicated on the stamped envelope (Second, First, Grand). Entries without a drawing clearly indicatedon the stamped
envelope shall be considered incompleteand invalid. Limit one (1) mail-in request per person/email per drawing,
limit up to three (3) mail-in requests.
Limit up to three (3) entriestotal perperson/email regardlessof entry method used.
Incomplete, ineligible, or non-compliant entries are void. Entries become the property of Sponsor and will not be
returned. Entrants may not enter through a sweepstakes club (or similar method whether or not paid), with multiple
identities, devices, accounts, registrations, e-mail addresses, IP addresses, and/or phone numbers, nor shall entrants
use any other device or artifice to enter or participate. Entries may only be submitted by a single registered user; group
or commercial submissions are not permissible. Any suspected use of artifice, cheating, fraud, on-line clubs (or similar
methods), exchange sites, robotic, automatic, macro, script, programmed or like methods as determined in Sponsor’s
sole and absolute discretion, will void all such entries by such methods, and disqualify any entrant suspectedof
using/benefitting from such methods. Without limiting the foregoing, Sponsor has the right to verify entrants’ eligibility
and compliance with these Official Rules and, on the basis of its investigation, to disqualify any entry/entrant at any time
during or after the Promotion Periodand will require immediateprize return in-full if applicable. Promotion Entities
assume no responsibility for lost, late, incomplete, inaccurate, illegible, delayed, destroyed, damaged, not received,
undelivered, postage due, or misdirected entries (in whole or in part). Entries must be complete, compliant, submitted
via the method of entry communicated herein, and received by Sponsor within the timestated. Entries submitted via any
other entry method will not be accepted.
If an entrant is participating in the Sweepstakes via a mobile device, message and data ratesmay apply. Entrant
should consult his/her wireless service provider regarding its pricingplans. Participation may not be available on all
mobile devices. Consent is not a condition of purchase.
2020 U.S. Bank Student Scholarship Sweepstakes Official Rules ” 3
RANDOM DRAWINGS/ODDS: Administrator will conduct a separate random drawingfor each prize level on or about
November 6, 2020 from among all eligible entries received for each drawing to select the applicablenumber of potential
winners as follows: Second Prize drawing, three(3) potential winners; First Prizedrawing, one (1) potential winner; and
Grand Prize drawing, one (1) potential winner. Odds of winning depend on the number of eligible entries received for
each drawing during the Promotion Period. Non-winning entries will not carry over into subsequent drawings. Potential
winners will be notified by phone, mail, and/or email (in Sponsor’s sole discretion) on or about seven (7) business days
after the drawing.
Potential winners (or if a minor their parent/legal guardian) will be required to complete, sign, and return an Affidavit of
Eligibility, Liability and, where lawful, Publicity Release within seven (7) daysof notification, or else prize will be
forfeited, and an alternate potential winner will be selected for the applicableprize/level from remaining eligible entries.
Additional documents may be required respecting Prize award as determined by Sponsor and/or Institution as
PRIZES/APPROXIMATE RETAIL VALUE (“ARV”): Assuming sufficient eligible entries are received, the following
prizes are available to be awarded, subject to verification and complianceof potential winners:
Second Prizes (3): a $5,000 Scholarship Award.
First Prize (1): a $10,000 Scholarship Award.
Grand Prize (1): a $20,000 Scholarship Award.
Scholarship Award prize payments (each referred to herein as a “prize” and/or “Award”) will, unless otherwise stated
herein, be made as a single payment in U.S. dollars, paid directly tothe U.S. college or university as described in the
eligibility section above (eligible “Institution”) at which the eligible winner is enrolled, upon receipt of all completed
documentation from the winner necessary to process payment. Winner must be enrolled in Institution at time of prize
award, or else prize will be forfeited. Prize must be used towards the winner’s academic financial support and qualifying
expenses as determined by Sponsor and Institution (e.g. tuition, books and other educational materials and fees), and
excludes meals, room and board, and similar living expenses. With respect only to the Grand Prize Award, such
payment will be paid in two equal installments, with thefirst payment made for the Fall quarter or semester, and the
second payment made for the third quarter or Spring semester. The second Grand Prizepayment will be made only if
the winner remains enrolled and in good standing at theaccredited Institution.
If any prize recipient is officially subject to suspension or expulsionfrom their Institution for any reason, brings public
scandal or disrepute onto Sponsor, becomes ineligible (by for exampletaking less than 6 credit hours per semester),
withdraws without proof of transfer to alternate accredited Institution, or subsequently becomes otherwise ineligible for
the prize for any other reason, any portionof their Scholarship Award that is remaining, unused, unclaimed, un-awarded
or unearned (“remaining prize amount”) will be immediately subject to forfeiture by such winner, and such remaining
prize amount will be immediately due and returnable to the Sponsor. Provided a prize recipient remains eligible (and
compliant with these Rules, Affidavit and subsequent Prize related documentation), it is each winner’s sole responsibility
to arrange for and execute all documentation required by Sponsor and/or the Institution(s) for any remaining prize
amount of their ScholarshipAward, for example, to be applied to future tuition costs and/or transferred to their transfer
Institution, or else remainingprize amount will be forfeited and immediately due and returnable to the Sponsor.
Scholarship Awards, their use, details, limitations and restrictions and any other elements relating theretoare subject to
terms and conditions established by each Institution, whichvary. PromotionEntities disclaim all liability and
responsibility for any Scholarship Awards once awarded.
Limit one (1) prize perperson. All prizes are subject to compliance, verificationof eligibility and receipt of all
documentation from the potential winner necessary toprocess payment. All details and other restrictions of prizes not
specified in theseOfficial Rules will be determined by Sponsor (and Institution, as applicable) in their absolute
discretion. Prize must be accepted as a whole. Prizes cannot be assigned, transferred, or substituted, in whole or in
part, except by Sponsor who may, at its sole discretion, substitutea prize or any element thereof, with a different prize
of equal or greater value. Sponsor will not replace any lost, misdirected, destroyed or stolen checks which becomethe
2020 U.S. Bank Student Scholarship Sweepstakes Official Rules ” 4
sole responsibility of the winner/Institution upon receipt. Any and all applicable local, state, and federal taxes and all
expenses not specifically stated herein are solely theresponsibility of a winner. Winners are advised to seek
independent counsel regarding tax implications of their prize winning. Only the number of prizes stated in these Official
Rules are available to be won in the Promotion. In no event is the Sponsor responsible for awarding more prizes or
prizes in greater amount than the number of prizes or amounts stated herein.
LIMITATIONS OF LIABILITY: BY PARTICIPATING, ENTRANTS AGREE TO THE FULLEST EXTENT PERMITTED
BY LAW TO RELEASE, DISCHARGE AND HOLD HARMLESS THE SPONSOR, ADMINISTRATOR, OTHER
PROMOTION ENTITIES, AND THEIR PARENT, AFFILIATED AND SUBSIDIARY COMPANIES, ADVERTISING AND
PROMOTION AGENCIES, AND THEIR RESPECTIVE DISTRIBUTORS, OFFICERS, DIRECTORS, EMPLOYEES,
INDEPENDENT CONTRACTORS, REPRESENTATIVES, ASSIGNS AND AGENTS (“RELEASED PARTIES”) FROM
AND AGAINST ANY AND ALL ALLEGED AND/OR ACTUAL CLAIMS, CAUSES OF ACTION, DEMANDS, LOSSES,
SETTLEMENTS (WHETHER OR NOT LITIGATIONOR OTHER LEGAL PROCEEDINGS ARE COMMENCED),
LIABILITIES AND DAMAGES OF ANY KIND WHATSOEVER EXISTING NOW OR ARISINGIN THE FUTURE
(INCLUDING, WITHOUT LIMITATION, BODILY INJURY, PERSONAL INJURY, DEATH, DISABILITY AND
PROPERTY DAMAGE, VIOLATION OF PROPRIETARY, PUBLICITY, PRIVACY OR ANY OTHER RIGHT), COSTS
AND EXPENSES (INCLUDING, WITHOUT LIMITATION, REASONABLE ATTORNEYS’ FEES, COURT COSTS,
SETTLEMENT AND DISBURSEMENTS) DIRECTLY OR INDIRECTLY ARISINGOUT OF USE OF THE ENTRY IN
WHOLE OR IN PART, THE ACCEPTANCE, POSSESSION, USE (OR INABILITY TO USE), MISDIRECTION, OR
MISUSE OF A PRIZE OR ANY ELEMENT THEREOF, PARTICIPATION IN THE PROMOTION AND/OR PRIZE
RELATED ACTIVITY, AND ACCESS/USE OF ALL WEBSITES, WHETHER OR NOT CAUSED BY THE
NEGLIGENCE OF ONE OR MORE OF THE RELEASED PARTIES. Entrants covenant not tosue any Released Party
or cause them to be sued regarding any matter released above; and further covenant not to disaffirm, limit or rescind
these releases to the fullest extent permittedby law. A waiver by one or more of the Released Parties of any term in
these Official Rules does not constitute a waiver of any other provision. Any invalid, illegal or unenforceable provision
shall be deemed severed from these Official Rules only to the extent of its invalidity, illegality or unenforceability, and
these Official Rules shall be construed and enforced as if they did not containthe stricken provision.
IN NO EVENT WILL THE RELEASED PARTIES BE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL,
CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF THIS PROMOTION, PARTICIPATION IN
PROMOTION AND/OR PRIZE RELATED ACTIVITIES, THE USE (OR INABILITY TO USE), MISDIRECTION OR
MISUSE OF A PRIZE OR ANY ELEMENT THEREOF, OR ACCESS TO, AND USE OF ANY PARTICIPATING
WEBSITE(S)/APP OR THE DOWNLOADING FROM AND/OR PRINTING MATERIAL DOWNLOADED FROM SAID
SITE(S). WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THE WEBSITES ARE PROVIDED “AS IS”
WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO,
THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND
Publicity Release: By entering and/or accepting a prize, entrants and winners hereby irrevocably consent, where
lawful, to the use (but without obligation) by Sponsor (and their affiliated companies and their respective authorized
representatives) of their name, image, photographs, videotape, likeness, hometown name, biographical information,
voice as well as any statements made by winner regarding the Promotion or Sponsor (provided they are true) for
publicity, trade, advertising and promotional purposes in all media now known or hereafter developed worldwide,
including but not limited to the Internet, mobile devices, and World Wide Web, and including but not limited to Sponsor’s
and unrelated third party social media sites, without additional compensation, and without the right of review, notification
In the event of noncompliance, if an entrant is or becomes noncompliant or ineligible during or after the Promotion
Period, or a potential winner fails to respond within the time specified, or cannot be reached within two (2) separate
attempts usingthe contact information (in Sponsor’s discretion) provided at registration, that prizewill be forfeited in its
entirety and an alternate potential winner may be selected for the applicable prize/level. In the event none (or
2020 U.S. Bank Student Scholarship Sweepstakes Official Rules ” 5
insufficient) eligible entries are received within a particular prize level, that prize will NOT be awarded. Prizeor prize
notifications that are declined, unclaimed, returned, unresponsive, untimely, undeliverable, misdirected (including into
spam or junk folders), unredeemed or otherwise, will be forfeited and will not be awarded or re-awarded. If after two (2)
separate unsuccessful attempts to award the prize, the prize will be forfeited in its entirety and will not be awarded; there
will not be a second-chance drawing.
GENERAL CONDITIONS: Neither Sponsor nor its agencies are responsible for lost, late, misdirected, incomplete,
unintelligible, illegible, stolen, returned, or undelivered entries, mail or e-mail, or for lost, interrupted or unavailable
satellite, network, server, Internet Service Provider (ISP), Website, App, or other connections availability, accessibility or
traffic congestion, or miscommunications, or failed computer, network, telephone, satellite, cable hardware, software or
lines, or technical failure, or jumbled, scrambled, delayed, or misdirectedtransmissions, or computer hardware or
software malfunctions, failures or difficulties, incompatibility, or errors of any kind whether human, mechanical,
electronic or network, or the incorrect or inaccurate capture of entry or other information, nor for the failure to capture
any such information. Persons who tamper with or abuse any aspect of the Promotion or either Website, as solely
determined by the Sponsor, will be disqualified. ANY ATTEMPT BY ANY PERSON TO DELIBERATELY DAMAGE THE
WEBSITE, OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION, IS IN VIOLATION OF
CRIMINAL AND CIVIL LAWS, AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT
TO SEEK REMEDIES AND DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY
LAW, INCLUDING CRIMINAL PROSECUTION. Sponsor is not responsiblefor injury or damage toEntrants’ or to any
other person’s computer or mobile device related to or resulting from participating in this Promotion or downloading
materials from or use of the Website. Should any portionof the Promotion be, in Sponsor’s sole opinion, compromised
by virus, worms, bugs, scripts, robotic or other invidious programming, non-authorized humanintervention, technical
failures or other causes similar or dissimilar which, in the sole opinion of the Sponsor, corrupt or impair the
administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion
to suspend, modify or terminate the Promotion, or any element thereof and select winners by random from eligible non-
suspect entries received prior to the action taken, or as otherwisedeemed fair by Sponsor in its absolute discretion.
Sponsor is not responsible for any incorrect or inaccurate information, whether caused by site users, tampering,
hacking, or by any equipment or programming associated with or utilizedin the Promotion, and assumes no
responsibility for any error, interruption, deletion, defect, delay in operation, or transmission, communications line failure,
theft or destruction to, or unauthorized use of either Website. In the event of a dispute regarding entries received from
multiple users having the samee-mail account, the authorizedsubscriber of the e-mail account used to enter at the time
of entry will be deemed to be the entrant and must comply with these rules. Authorized account subscriber is the natural
person who is assigned the e-mail address by theInternet Service Provider (ISP), on-line service provider, or other
organization responsible for assigninge-mail addresses or phone numbers. If a dispute remains, the entry will be
deemed to be submitted by the primary individual associated with the account used at timeof entry. In the event of any
discrepancy, ambiguity, inconsistency, printing or any other error or miscommunication in any advertising, Promotion
materials and/or any other information relating to this Promotion, these Official Rules shall govern.
Promotion Entities shall not be liable to entrants, winners or any other person or entity for failure to execute the
Promotion or supply a prize, or any part thereof, by reasonof any act of God, any action(s), regulation(s) order(s) or
request(s) by any governmental or quasi-governmental entity (whether or not theaction(s), regulation(s), order(s) or
request(s) prove(s) to be invalid), equipment failure, terrorist act, cyber-attack, earthquake, war, fire, flood, explosion,
unusually severe weather, hurricane, embargo, labor dispute or strike (whether legal or illegal), labor or material
shortage, transportation interruption of any kind, work slow-down, civil disturbance, insurrection, riot, or any similar or
dissimilar event beyond their reasonable control.
DISPUTES/ARBITRATION: THIS PROMOTION IS GOVERNED BY THE LAWS OF THE UNITED STATES AND THE
STATE OF MINNESOTA WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. Entrants are solely responsible
for compliancewith all applicable laws, rules and regulations including but not limited to tax and similar reporting
obligations imposed by the Federal, state and local authorities. As a condition of participating in this Promotion, entrants
2020 U.S. Bank Student Scholarship Sweepstakes Official Rules ” 6
agree that any and all issues and questions concerning the construction, validity, interpretation and enforceability of
these Official Rules, Entrant’s rights and obligations, or the rights and obligations of the Sponsor in connection with the
Promotion, and any other disputes that cannot be informally resolved between the parties arising out of or connected
with this Promotionor any element thereof shall be resolved individually, without resort to and waive their rights to claim
any form of class action, exclusively before a neutral one person arbitration panel located in Minneapolis, MN.
entrant expressly consents to the Sponsor (and its authorized representatives including Administrator) storing, sharing
and using the personal information submitted with entry for the purpose of administering the Sweepstakes, prizeaward
WINNERS LIST: To obtain a list of winners, mail your request in a U.S. sufficiently stamped envelope
to be received by January 31, 2021 to: 2020 U.S. Bank Student ScholarshipWinners List, PO Box 390347, Minneapolis,
SPONSOR: U.S. Bank, 800 Nicollet Mall, Minneapolis, MN 55402.