Refinery29 – Money Diaries – Win one Prize One $3000 American Express gift card (ARV is $3000.00.) one Fly Anywhere Bike with one-year standard warranty (ARV is $1699.00).

REFINERY29 MONEY DIARIES SWEEPSTAKES
Official Rules
NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY KIND
WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID IN ALASKA, HAWAII, AND RHODE
ISLAND AND WHERE PROHIBITED BY LAW.
This Sweepstakes may only be entered in or from the 48 contiguous United States (excluding
Rhode Island), and the District of Columbia and entries originating from any other jurisdiction
are not eligible for entry. This Sweepstakes is governed exclusively by the laws of the United
States. You are not authorized to participate in the Sweepstakes if you are not located within
the 48 contiguous United States (excluding Rhode Island) and the District of Columbia.
1. SWEEPSTAKES ENTRY START/END DATES. The Sweepstakes begins at 12:00:00 am (midnight)
Eastern Time on July 24, 2018 and ends at 2:15:00 pm Eastern Time on August 6, 2018
(“Sweepstakes Period”).
2. ELIGIBILITY: The Sweepstakes is open solely to legal residents of the forty-eight (48) contiguous
states of the United States (excluding Rhode Island) and the District of Columbia, who are at least
eighteen (18) years of age and over the age of majority in their jurisdiction of residence at the time of
entry. Entrants must have either a valid social security number or a valid U.S. personal tax
identification to participate. Employees, officers and directors of Refinery 29 Inc. (“Sponsor”), and
Flywheel Sports, Inc., Simon & Schuster, Inc., and their respective parent companies, subsidiaries,
affiliates, partners, advertising and promotion agencies, manufacturers or distributors of promotion
materials, and their immediate families (parents, children, siblings, spouse) or members of the same
household (whether related or not) of such employees, officers and directors are not eligible to enter.
The Sweepstakes is subject to all applicable federal, state and local laws.
3. HOW TO ENTER:
a. During the Sweepstakes Period, go to Sponsor’s page, located at
https://app.viralsweep.com/sweeps/full/f1e8b4-38245&framed=1 (“Sponsor’s Page”), and
enter your email address and click the “enter” button. You must have an email address to
enter via this method. An email address is free.
b. During the Sweepstake Period, you may also enter the Sweepstakes by mail as follows.
On a plain 3″ x 5″ index card, legibly handprint or type your first name, last name, date of
birth, complete address, city, state, zip code, home phone number (including area code),
and email address (if any) and mail your completed 3″ x 5″ card to Refinery29
Sweepstakes, Attention: Refinery29 Money Diaries Sweepstakes Entry, 225 Broadway,
23rd Floor, New York, NY 10007. To be considered eligible in the Sweepstakes, your
entry must be postmarked no later than August 6, 2018. Each card received will be
considered as one entry for that entrant.
By participating in the Sweepstakes, you acknowledge and agree to be bound by these Official Rules,
Refinery29’s Privacy Policy at https://www.refinery29.com/privacy,
https://www.flywheelsports.com/privacy, http://www.simonandschuster.biz/about/privacy_policy, and
any other relevant rules, policies or regulations.
Limit one (1) entry per person/per email address, regardless of method of entry. Multiple entrants are
not permitted to share the same email address. Any attempt by any entrant to obtain more than the
stated number of entries by using multiple/different email address, identities, registrations and logins,
or any other methods will void that entrant’s entries and that entrant may be disqualified. Use of any
automated system to participate is prohibited and will result in disqualification. In the event of a
dispute as to any email address, the authorized account holder of the email address used to enter this
Sweepstakes will be deemed to be the entrant. The “authorized account holder” is the natural person
assigned an email address by an Internet access provider, online service provider or other
organization responsible for assigning email addresses for the domain associated with the submitted
address. The potential winner may be required to show proof of being the authorized account holder.
If you choose to enter using your mobile phone, standard data fees may apply. You should consult
your wireless service provider’s pricing plan for details. You agree to incur any and all charges
demanded by their wireless carrier. You should also check your device’s features for capabilities and
check the device manual for specific use instructions.
Entries will not be acknowledged or returned. Only fully completed entries are eligible. Proof of
submission will not be deemed to be proof of receipt by Sponsor.
4. REQUIREMENTS OF ENTRIES: By entering the Sweepstakes, each entrant warrants and represents
that: (a) entrant’s entry does not contain any material or elements that are not owned by the entrant, or
which are subject to the rights of third parties; (b) entrant’s entry is not a duplicate of any other
submitted entries; (c) entrant’s entry will not violate any law, rule or regulation or infringe on any rights
of any third parties; and (d), the entry complies with the Refinery29’s Terms of Use (located at
http://www.refinery29.com/terms-and-conditions). By submitting an entry, entrant agrees that Sponsor,
in its sole discretion, may remove any entry and disqualify an entrant from the Sweepstakes if it
believes, in its sole discretion, which the entrant’s entry fails to conform to the foregoing or these
Official Rules.
By entering the Sweepstakes, entrant agrees that Sponsor’s decisions are final and binding in all
matters relating to this Sweepstakes, including, but not limited to, interpretation and application of
these Official Rules. By entering the Sweepstakes, entrants fully and unconditionally agree to be
bound by these Official Rules and the decisions of Sponsor, which will be final and binding in all
matters relating to the Sweepstakes.
By submitting an entry, entrant hereby grants permission for the entry to be posted on
www.refinery29.com and other websites, applications, or social media platforms (including those of
Sponsor). Entrant agrees that Released Parties (as defined below) are not responsible for any
unauthorized use of entries by third parties. Released Parties do not guarantee the posting of any
entry.
5. PRIZE SELECTION/ODDS: The winning entry for the prize will be chosen in a random drawing from
all eligible entries during the Sweepstakes Period on or about August 9, 2018. Odds of winning
depend on the number of eligible entries received for the drawing. Subject to verification of eligibility
and compliance with these Official Rules, the winning entry chosen as determined by the Sponsor, will
be deemed the potential prize winner.
6. WINNER NOTIFICATION: On or about August 9, 2018, the potential Sweepstakes winner will be
notified. If an email address has been provided by a potential winner, that potential winner will be
notified via email at the email address provided by potential winner. If no email address has been
provided by a potential winner, that potential winner will be notified by telephone at the telephone
number provided by such potential winner in her mail-in entry. A potential winner must respond to
Sponsor’s notification within five (5) business days after the date of notification. A potential winner’s
failure to respond to the prize notification within the specified five (5) business days will be considered
such potential winner’s forfeiture of the prize and an alternate winner may be selected from the pool of
eligible entries. If an entrant is found to be ineligible, an alternate winner may also be selected from the
pool of eligible entries. After initial contact has been made, subsequent communication may take
place via e-mail or telephone. A potential winner may be required to sign and return, where legal, an
Affidavit/Declaration of Eligibility, Liability/Publicity Release and/or rights transfer document within
seven (7) calendar days of receipt. If such document is not returned within the specified time period, a
prize or prize notification is returned as undeliverable, or a potential winner is not in compliance with
these Official Rules, that potential winner’s prize will be forfeited and an alternate winner will be
selected. Upon prize forfeiture, no compensation will be given. In the event of a dispute as to the
identity of any potential winner, Sponsor reserves the right in its sole discretion to select another
winner and the unidentifiable potential winner will forfeit all rights to a prize.
7. PRIZE(S): One (1) winner will receive one (1) Prize: One (1) $3,000 American Express gift card (ARV
is $3,000.00.), one (1) Fly Anywhere Bike with one (1)-year standard warranty (ARV is $1,699.00).
Prize is subject to applicable terms and conditions. Gift card terms and conditions apply.
The approximate retail value of the Prize is $4,699.00. The Prize is non-transferable. No substitutions
or cash redemptions. In the case of unavailability of the Prize, Sponsor reserves the right to substitute
the Prize with a prize of equal or greater value. All unspecified expenses are the responsibility of
winner. Limit one (1) prize per person or household.
The prize is awarded “as is” with no warranty or guarantee, either express or implied. The winner is
responsible for all applicable federal, state and local taxes, if any, as well as any other costs and
expenses associated with prize acceptance and use not specified herein as being provided. Where
applicable, taxes may be withheld by Sponsor and Sponsor shall have no obligation to adjust the prize
or otherwise compensate the winner for any taxes withheld. The winner agrees to furnish Sponsor
with and/or execute any additional document requested by Sponsor in connection with the awarding of
the prize.
8. GENERAL CONDITIONS: By participating, each entrant agrees: (a) to abide by these Official Rules
and decisions of Sponsor, which shall be final and binding in all respects relating to this Sweepstakes;
and (b) to the use of his/her name, voice, performance, photograph/video, image and/or likeness for
editorial, administrative, programming, advertising, publicity and promotional purposes in any and all
media, now or hereafter known, worldwide and on the Internet, and in perpetuity by Sponsor and its
designees, without compensation (unless prohibited by law) or additional consents from entrant or
any third party and without prior notice, approval or inspection, and to execute specific consent to such
use if asked to do so. By participating, entrant also agrees not to release any publicity or other
materials on their own or through someone else regarding their participation in the Sweepstakes
without the prior consent of the Sponsor, which it may withhold in its sole discretion.
9. LIABILITY: BY PARTICIPATING, ENTRANTS AND THE WINNER AGREE TO RELEASE AND
HOLD HARMLESS SPONSOR, FLYWHEEL SPORTS, INC., SIMON & SCHUSTER, INC.,
VIRALSWEEP, AND THEIR ADVERTISING AND PROMOTIONS AGENCIES AND THEIR
RESPECTIVE PARENT COMPANIES, SUBSIDIARIES, AFFILIATES, PARTNERS,
REPRESENTATIVES, AGENTS, SUCCESSORS, ASSIGNS, EMPLOYEES, SHAREHOLDERS,
OFFICERS AND DIRECTORS (COLLECTIVELY, “RELEASED PARTIES”), FROM ANY AND ALL
LIABILITY, FOR LOSS, HARM, DAMAGE, INJURY, COST OR EXPENSE WHATSOEVER
INCLUDING WITHOUT LIMITATION, PROPERTY DAMAGE, PERSONAL INJURY AND/OR DEATH
WHICH MAY OCCUR IN CONNECTION WITH, PREPARATION FOR, TRAVEL TO, OR
PARTICIPATION IN SWEEPSTAKES, OR POSSESSION, ACCEPTANCE AND/OR USE OR
MISUSE OF PRIZE OR PARTICIPATION IN ANY SWEEPSTAKES-RELATED ACTIVITY AND FOR
ANY CLAIMS BASED ON PUBLICITY RIGHTS, DEFAMATION, INVASION OF PRIVACY,
COPYRIGHT INFRINGEMENT, TRADEMARK INFRINGEMENT OR ANY OTHER INTELLECTUAL
PROPERTY-RELATED CAUSE OF ACTION. THE FOREGOING LIABILITIES ARE TO THE
MAXIMUM EXTEND PERMITTED BY APPLICABLE LAW.
10. MISCELLANEOUS: Released Parties are not responsible for lost, late, incomplete, damaged,
inaccurate, illegible, stolen, delayed, misdirected, undelivered, or garbled Entries; or for lost,
interrupted or unavailable network, server, Internet Service Provider (ISP), website, or other
connections, availability or accessibility or miscommunications or failed computer, satellite, telephone
or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected
transmissions or computer hardware or software malfunctions, failures or difficulties, or other errors or
difficulties of any kind whether human, mechanical, electronic, computer, network, typographical,
printing or otherwise relating to or in connection with the Sweepstakes, including, without limitation,
errors or difficulties which may occur in connection with the administration of the Sweepstakes, the
processing of entries, the drawing for the prize, the announcement of the prize, or the incorrect
uploading of any Sweepstakes-related materials. Released Parties are also not responsible for any
incorrect or inaccurate information, whether caused by site users, tampering, hacking, or by any
equipment or programming associated with or utilized in the Sweepstakes. Released Parties are not
responsible for injury or damage to any person’s computer related to or resulting from participating in
this Sweepstakes or downloading materials from or use of the website. Persons who tamper with or
abuse any aspect of the Sweepstakes or the applications or websites of any Released Party, or who
act in an unsportsmanlike or disruptive manner or who are in violation of these Official Rules, as solely
determined by Sponsor, will be disqualified and all associated entries will be void. Should any portion
of the Sweepstakes be, in Sponsor’s sole opinion, compromised by virus, worms, bugs,
non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt
or impair the administration, security, fairness or proper play, or submission of entries, Sponsor
reserves the right at its sole discretion to suspend, modify or terminate the Sweepstakes and, if
terminated, at its discretion, select the potential winner from all eligible, non-suspect entries received
prior to action. Notwithstanding the foregoing, Sponsor may seek equitable relief in any court of
competent jurisdiction. If any provision of these rules is held to be illegal or unenforceable, such
provision shall be limited or eliminated to the minimum extent necessary so that these rules otherwise
remain in full force and effect and enforceable. CAUTION: ANY ATTEMPT TO DELIBERATELY
DAMAGE SPONSOR’S WEBSITES OR APPLICATIONS OR UNDERMINE THE LEGITIMATE
OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS
AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK
DAMAGES AND OTHER REMEDIES (INCLUDING ATTORNEYS’ FEES) FROM ANY SUCH
INDIVIDUAL TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.
11. ARBITRATION/GOVERNING LAW: EXCEPT WHERE PROHIBITED BY LAW, AS A CONDITION OF
PARTICIPATING IN THIS PROMOTION, ENTRANT AGREES THAT (1) ANY AND ALL DISPUTES
AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS PROMOTION, OR ANY
PRIZES AWARDED, SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM
OF CLASS ACTION, AND EXCLUSIVELY BY FINAL AND BINDING ARBITRATION UNDER THE
RULES OF THE AMERICAN ARBITRATION ASSOCIATION AND HELD IN THE STATE OF NEW
YORK, CITY OF NEW YORK; (2) THE FEDERAL ARBITRATION ACT SHALL GOVERN THE
INTERPRETATION, ENFORCEMENT AND ALL PROCEEDINGS AT SUCH ARBITRATION; AND (3)
JUDGMENT UPON SUCH ARBITRATION AWARD MAY BE ENTERED IN ANY COURT HAVING
JURISDICTION. UNDER NO CIRCUMSTANCES WILL ENTRANT BE PERMITTED TO OBTAIN
AWARDS FOR, AND ENTRANT HEREBY WAIVES ALL RIGHTS TO CLAIM, PUNITIVE,
INCIDENTAL OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES, INCLUDING
ATTORNEYS’ FEES, OTHER THAN ENTRANT’S ACTUAL OUT-OF-POCKET EXPENSES (I.E.,
COSTS ASSOCIATED WITH PARTICIPATING IN THIS PROMOTION), AND ENTRANT FURTHER
WAIVES ALL RIGHTS TO HAVE DAMAGES MULTIPLIED OR INCREASED. THE ARBITRATION
SHALL BE CONDUCTED IN THE STATE OF NEW YORK, CITY OF NEW YORK.
THESE OFFICIAL RULES AND THE INTERPRETATION OF ITS TERMS SHALL BE GOVERNED
BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK
WITHOUT REGARD TO ITS CONFLICTS OF LAWS RULES. For any matters which are not subject to
arbitration as set forth in these Official Rules and/or in connection with the entering of any judgment on
an arbitration award in connection with these Official Rules and/or the Sweepstakes, the parties
irrevocably submit and consent to the exclusive jurisdiction and venue of the state and federal courts
located in or closest to the County of New York in the State of New York. The parties agree not to
raise the defense of forum non conveniens.
12. USE OF DATA. Sponsor will be collecting personal data about entrants, in accordance with its
privacy policy. Please review Sponsor’s privacy policy http://www.refinery29.com/privacy and
https://www.flywheelsports.com/privacy, http://www.simonandschuster.biz/about/privacy_policy. By
participating in the Sweepstakes, entrants hereby agree to Sponsor’s collection and usage of their
personal information and acknowledge that they have read and accepted Sponsor’s privacy policy.
13. REQUEST FOR WINNER: For the name of the winners, available after August 9, 2018 and until
September 9, 2018, send a self-addressed, stamped, envelope to: Refinery29 Money Diaries
Sweepstakes, Refinery 29 Inc., 225 Broadway, 23
rd
Floor, New York, NY 10007. Vermont residents
may omit return postage.
14. Sponsor: Refinery 29 Inc., 225 Broadway, 23rd Floor, New York, NY 10007.
THE SWEEPSTAKES IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY, OR
ASSOCIATED WITH VIRALSWEEP.