Redstone Fcu – Debit Card Member – Win one $1000.00 VISA Prepaid Card

RedStone FCU Sweepstakes
Official Rules
1. Eligibility: RedStone FCU Sweepstakes (the “Sweepstakes”) is open only to legal residents of the fifty
(50) United States and the District of Columbia who are at least eighteen (18) years old or older at the
time of entry. Employees of Redstone Federal Credit Union (“Sponsor”), HelloWorld, Inc.
(“Administrator”), and their parent and affiliate companies as well as the immediate family (spouse,
parents, siblings and children) and household members (those that live in the same dwelling, whether or
not related) of each such employee are not eligible. The Sweepstakes is subject to all applicable federal,
state, and local laws and regulations and is void where prohibited. Participation constitutes entrant’s full
and unconditional agreement to these Official Rules and Sponsor’s and Administrator’s decisions, which
are final and binding in all matters related to the Sweepstakes. Winning a prize is contingent upon
fulfilling all requirements set forth herein.
2. Sponsor: Redstone Federal Credit Union, 220 Wynn Drive, Huntsville, AL 35893. Administrator:
HelloWorld, Inc., 3000 Town Center, Suite 2100, Southfield, MI 48075.
3. Timing: The Sweepstakes begins on December 1, 2019 at 12:00 a.m. Eastern Time (“ET”), ends on
December 31, 2019 at 11:59 p.m. ET (the “Promotion Period”) and consists of thirty-one (31) daily entry
periods (each a “Daily Entry Period”). Each Daily Entry Period begins at 12:00 a.m. ET and ends at 11:59
p.m. ET on the same calendar day. Administrator’s computer is the official time-keeping device for the
4. How to Enter: There are two (2) ways to enter. Method 4 (a) requires that you have a Redstone FCU
Debit Card (the “Qualifying Card”). If you would like to participate, but don’t have a Qualifying Card, visit
your Redstone FCU branch to apply for one.
a. Make a Purchase Using your Debit Card: During the Promotion Period, when you make a
purchase using your Redstone FCU Debit Card (“Qualifying Purchase”), you will automatically
receive one (1) Sweepstakes entry into the applicable Daily Entry Period. Non-winning entries will
not be included in any subsequent Daily Entry Period drawing.
b. Enter Without Making a Purchase: During the Promotion Period, visit and follow the links and instructions to
complete and submit the registration form including a valid email address (and the phone number
associated with your Redstone FCU membership, if you have one). You will automatically
receive one (1) Sweepstakes entry into the applicable Daily Entry Period. Non-winning entries
will not be included in any subsequent Daily Entry Period drawing.
Limit: You may enter ten (10) times per day during the Promotion Period, regardless of method or
combination of methods. Multiple entrants are not permitted to share the same email address or phone
number. Any attempt by any entrant to obtain more than the stated number of entries by using
multiple/different email addresses, identities, registrations and logins, or any other methods will void that
entrant’s entries and that entrant may be disqualified. Use of any automated system to participate is
prohibited and will result in disqualification. In the event of a dispute as to any registration, the authorized
account holder of the email address used to register will be deemed to be the entrant. The “authorized
account holder” is the natural person assigned an email address by an Internet access provider, online
service provider or other organization responsible for assigning email addresses for the domain
associated with the submitted address. Each potential winner may be required to show proof of being an
authorized account holder.
5. How to Opt Out: If you made a Qualifying Purchase but do not wish to participate in the Sweepstakes,
you may opt-out by visiting and follow the links
and instructions to complete and submit the form including first name, last name, and email address. You
will be opted-out once you submit the requested information. If you choose to opt out of participating at
any time, you will no longer be able to enter the Sweepstakes.
6. Drawings: Administrator is an independent judging organization whose decisions as to the
administration and operation of the Sweepstakes and the selection of the potential winners are final and
binding in all matters related to the Sweepstakes. Administrator will randomly select each potential Grand
Prize winners from all eligible entries received during the applicable Daily Entry Period, on or around ten
(10) business days after the applicable Daily Entry Period. Non-winning entries will not be included in any
subsequent Daily Entry Period drawing. The potential winners will be notified by email, mail or phone.
Each potential Grand Prize winner (or parent/legal guardian if winner is a minor in his/her state of
residence) will be required to sign and return a Declaration of Compliance, Liability Waiver and where not
prohibited a Publicity Release (“Declaration”) which must be received by Administrator, within five (5)
days of the date notice or attempted notice is sent, in order to claim his/her prize. If a potential winner of
any prize cannot be contacted, fails to sign and return the Declaration or provide any other requested
information within the required time period (if applicable), or the prize is returned as undeliverable, the
potential winner forfeits his/her prize. Receiving a prize is contingent upon compliance with these Official
Rules. In the event that a potential winner is disqualified for any reason, Sponsor will award the
applicable prize to an alternate winner by random drawing from among all remaining eligible entries. Only
three (3) alternate drawings will be held, after which the prize will remain un-awarded. Prizes will be
fulfilled within approximately 8-10 weeks after the conclusion of the Sweepstakes.
7. Prizes: NINETY-THREE (93) GRAND PRIZES (Three (3) per Daily Entry Period): Each winner will
receive one (1) $1,000.00 Visa® Prepaid Card. Winners of this prize will receive an email from that prompts them to select either a physical or virtual Visa
Prepaid Card. Visa® Prepaid Card. Card is issued by The Bancorp Bank, Member FDIC, pursuant to a
license from Visa U.S.A. Inc. Use your Visa Prepaid card anywhere Visa debit cards are accepted in the
United States and U.S. Territories. The card may not be used at any merchant, including internet and mail
or telephone order merchants, outside of the United States and U.S. Territories. Approximate Retail Value
(“ARV”) of each prize: $1,000.00.
Prizes are non-transferable and no substitution will be made except as provided herein at the Sponsor’s
sole discretion. Sponsor reserves the right to substitute a prize for one of equal or greater value if the
designated prize should become unavailable for any reason. Winners are responsible for all taxes and
fees associated with prize receipt and/or use. Odds of winning a prize depend on the number of eligible
entries received during the applicable Daily Entry Period. Limit: one (1) prize per person. Total ARV of
all prizes: $93,000.00.
8. Release: By receipt of any prize, winners agree to release and hold harmless Sponsor, Administrator,
and their respective subsidiaries, affiliates, suppliers, distributors, advertising/promotion agencies, and
prize suppliers, and each of their respective parent companies and each such company’s officers,
directors, employees and agents (collectively, the “Released Parties”) from and against any claim or
cause of action, including, but not limited to, personal injury, death, or damage to or loss of property,
arising out of participation in the Sweepstakes or receipt or use or misuse of any prize.
9. Publicity: Except where prohibited, participation in the Sweepstakes constitutes each winner’s consent
to Sponsor’s and its agents’ use of winner’s name, likeness, photograph, voice, opinions and/or
hometown and state for promotional purposes in any media, worldwide, without further payment or
10. General Conditions: Sponsor reserves the right to cancel, suspend and/or modify the Sweepstakes,
or any part of it, if any fraud, technical failures, human error or any other factor impairs the integrity or
proper functioning of the Sweepstakes, as determined by Sponsor in its sole discretion. In such event,
Sponsor, in its sole discretion, may elect to hold a random drawing from among all eligible entries
received up to the date of discontinuance for any or all of the prizes offered herein. Sponsor reserves the
right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry process or the
operation of the Sweepstakes or to be acting in violation of the Official Rules of this or any other
promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately
undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and,
should such an attempt be made, Sponsor reserves the right to seek damages from any such person to
the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not
constitute a waiver of that provision.
11. Limitations of Liability: The Released Parties are not responsible for: (1) any incorrect or inaccurate
information, whether caused by entrants, printing errors or by any of the equipment or programming
associated with or utilized in the Sweepstakes; (2) technical failures of any kind, including, but not limited
to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3)
unauthorized human intervention in any part of the entry process or the Sweepstakes; (4) technical or
human error which may occur in the administration of the Sweepstakes or the processing of entries; (5)
late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons or property which
may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Sweepstakes or
receipt or use or misuse of any prize. If for any reason an entrant’s entry is confirmed to have been
erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry in
the Sweepstakes, if it is possible. No more than the stated number of prizes will be awarded. In the event
that production, technical, seeding, programming or any other reasons cause more than the stated
number of prizes as set forth in these Official Rules to be available and/or claimed, Sponsor reserves the
right to award only the stated number of prizes by a random drawing among all legitimate, un-awarded,
eligible prize claims.
12. Disputes: Except where prohibited, entrant agrees that: (1) any and all disputes, claims and causes
of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved
individually, without resort to any form of class action, and exclusively by the United States District Court
for the Eastern District of Michigan (Southern Division) or the appropriate Michigan State Court located in
Oakland County, Michigan; (2) any and all claims, judgments and awards shall be limited to actual out-of-
pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event
attorneys’ fees; and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant
hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other
damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied
or otherwise increased. All issues and questions concerning the construction, validity, interpretation and
enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in
connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of
the State of Michigan without giving effect to any choice of law or conflict of law rules (whether of the
State of Michigan or any other jurisdiction), which would cause the application of the laws of any
jurisdiction other than the State of Michigan.
13. Entrant’s Personal Information: Information collected from entrants is subject to Administrator’s
Privacy Policy and Sponsor’s Privacy Policy
14. Winner List: For a winner list, visit The winner list will be posted after winner
confirmation is complete.
© 2019 HelloWorld, Inc. All rights reserved.