Lampo Group – 2021 Ramsey Cash Giveaway Sweepstakes

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2021 Ramsey Cash Giveaway Sweepstakes Official Rules
Copyright 2021 The Lampo Group, LLC and Lampo Licensing, LLC, all rights reserved.

1. Who Is Eligible: To be eligible, an Entrant must be a legal resident of one of the 50 United States or the District of Columbia, and the legal age of majority. United States and Tennessee laws will govern the Ramsey Cash Giveaway (the “Sweepstakes”). NO PURCHASE NECESSARY. Product purchases or other interactions with The Lampo Group, LLC (“Lampo”) will not increase Entrant’s chances of winning. VOID WHERE PROHIBITED BY LAW. See below for more details regarding eligibility restrictions.

2. Who Is Not Eligible: Executives, officers, and employees of Lampo or of radio stations carrying The Ramsey Show®, Endorsed Local Providers or other vendors of Lampo, persons working on this Sweepstakes at any level in any capacity or working for Lampo or any outside companies or agencies involved in this Sweepstakes, previous winners and immediate family members of anyone who falls into any of the foregoing categories are not eligible. Immediate family is defined as spouse, children, and parents. 

3. How to Enter: The Sweepstakes may be entered online or through the mail. All entries will be treated equally regardless of entry method. Limit of only one (1) entry per person per day for a maximum total of thirty-one (31) total entries permitted during the Entry Period defined in paragraph 4 below. Enter by one of the following methods:

Online Entry: Entrants may enter the Sweepstakes by providing all of the required information at the following URL: https://www.ramseysolutions.com/giveaway/ramsey-cash-giveaway.
Mail Entry: Entrants may mail their entry to The Lampo Group, LLC, Attn: Ramsey Cash Giveaway, RamseySolutions.com Department, P.O. BOX 377, Thompson’s Station, TN 37179. Your mail-in entry must include your name, address, telephone number, and a simple statement affirming your desire to be entered into the Sweepstakes.
4. Entry Period: Entries will be accepted from August 2, 2021, 12:01 AM, Central Time Zone, through September 1, 2021, 8:00 AM, Central Time Zone (“Entry Period”). The Sweepstakes entry form must be completed and submitted during the Entry Period for the Entrant to be qualified to win. 

5. Prize(s):

Cash Prize  per  Sub-Entry Period: 
$500.00 Cash Prize: 12:01 AM on August 2, 2021, to 12:00 PM on August 8, 2021 
$500.00 Cash Prize: 12:01 AM on August 9, 2021, to 12:00 PM on August 15, 2021 
$500.00 Cash Prize: 12:01 AM on August 16, 2021, to 12:00 PM on August 22, 2021 
$3,000.00 Cash Grand Prize: 12:01 AM on August 23, 2021, to 8:00 AM on September 1, 2021

All times are stated for the Central Time Zone.

6. Selection of Winner(s): In each of the first three Sub-Entry Periods, one (1) winner will be randomly drawn from the eligible Entrants’ entry forms submitted during the applicable Sub-Entry Period. In the fourth Sub-Entry Period, one (1) winner will be randomly drawn from all eligible Entrants’ entry forms submitted during all four Sub-Entry Periods, excluding the eligible Entrants’ entry forms which were already randomly drawn as the winners of the Cash Prizes for the first three Sub-Entry Periods. The first entry form randomly drawn from the eligible Entrants’ entry forms for each Sub-Entry Period, as previously explained herein, will win the applicable Prize ($500.00 Cash Prize during the first three Sub-Entry Periods and $3,000.00 Cash Grand Prize during the fourth and final Sub-Entry Period; each Prize will be in the form of a check issued by Lampo). Odds of winning will depend upon the number of eligible entry forms submitted. If a Prize is forfeited or a winner does not claim the Prize, Lampo may, but is not required to, draw an alternate winner. Each winner will be drawn as soon as is practicable after the close of the applicable Sub-Entry Period. Decisions of the judges are final and binding.

7. Necessary Availability: Unless otherwise stated herein or prohibited by law, any Entrant who is selected as a winner will be contacted by phone or email by a Ramsey Solutions team member. If any Prize notification telephone call is not answered and/or if the e-mail notification is not answered within two (2) business days or is returned as undeliverable; or if the potential winner is unavailable; or if a potential winner is disqualified or otherwise determined to be ineligible or declines to accept the Prize for any reason; or if a potential winner otherwise refuses or fails to comply with the Winner’s Obligations listed below; their Prize will be forfeited, and an alternate potential winner may be selected from the remaining eligible entries received. Winners may or may not be announced on The Ramsey Show®. A winning Entrant who is successfully contacted by phone must also be available to appear by telephone or in person on The Ramsey Show®, should Lampo request this as part of the winner’s announcement, unless prohibited by law. By entering, you grant us the right to use and publish your name, likeness, city and state of residence online, in print, email, and any other media in connection with the Sweepstakes but not as an endorsement of any business or service.

8. Winner’s Obligations: Prize winners are required to execute an affidavit of eligibility as well as a Lampo liability release. Unless prohibited by law, names of winners may or may not be announced on The Ramsey Show®. Unless prohibited by law, Entrants whose entry forms are selected in the random drawing and who are successfully contacted by phone also must be available to appear by telephone or in person, without right or expectation of additional compensation, on The Ramsey Show® should Lampo request such an appearance as part of the announcement of the winners’ names. By submitting a Sweepstakes entry form, Entrants grant Lampo the right to use and publish their names, likenesses, and the cities and states of their residence, including use and publication online, in print, via email, and via any other media, in connection with the Sweepstakes, but not as an endorsement of any business or service. Winners also must sign and return an appropriate IRS form, if applicable, before receiving the Prize. Winners must satisfy all obligations within seven (7) business days of notice of winning. Failure or refusal to comply with these obligations shall result in the winner being disqualified.

9. Incomplete or Multiple Entries: Multiple automated entries, entries submitted by others on your behalf, or entries submitted by Entrant using different identities or addresses will be considered fraudulent, rendering Entrant ineligible for the Prize. Incomplete entries will not be eligible to win.

10. Cumulative Prize: The total cumulative value of the Sweepstakes Prizes is $4,500.00 USD.

11. Entries Not Received: Lampo is not responsible for lost, late or misdirected entries or for any computer, online, telephone or technical malfunctions that may occur. All entries become the property of Lampo and will not be returned. Neither product purchases nor email or mobile opt-ins will increase an individual’s chances of winning.

12. Taxes: Payments of all taxes on the Prize are the responsibility of the Prize winner. Winners must sign required IRS forms before receiving the Prize. Pursuant to IRS Circular 230, neither these Rules nor any other communication regarding this Sweepstakes is for the purpose of helping a winner avoid any penalties that may be imposed by federal tax law, and no affected taxpayer may use this Sweepstakes or its Rules in that manner.

13. Entrant’s Agreement: By entering, Entrants agree to abide by the terms of these official Rules and by the decisions Lampo makes make regarding this Sweepstakes, which are final and binding on all matters. If Entrant refuses to agree to these terms, Entrants shall not enter the Sweepstakes.

14. Announcing Winner(s): Winners will be announced on or before June 30, 2021. Winners will be notified of their winnings via a telephone call or email to the contact information provided by the Entrant.

15. Signing Documents: Winners are required to sign all documents referenced in paragraph 8.

16. Entrant’s Release: Entrants agree that (a) any and all disputes, claims and causes of action arising out of, or connected with, the Sweepstakes or any Prize shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in Williamson County, Tennessee; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering but in no event attorney’s fees; and (c) under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim punitive, incidental and consequential damages and any other damages, other than out-of-pocket expenses, and any and all rights to have damages increased or multiplied. SOME JURISDICTIONS PROHIBIT EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO PORTIONS OF THE ABOVE MAY NOT APPLY. All issues or questions concerning validity, construction, interpretation or enforceability of these Rules, Entrant’s rights or obligations, or the rights or obligations of Lampo, shall be governed by, and construed in accordance with, the laws of the State of Tennessee, without regard to any choice of law Rules. 

17. Termination of Sweepstakes: Lampo reserves the right, at its sole discretion, to disqualify anyone who tampers with the entry process, and to cancel, terminate, modify, or suspend the Sweepstakes if anything required for conducting the Sweepstakes malfunctions or be deemed illegal. If this Sweepstakes is terminated prior to the end of any Entry Period, which Lampo may do at its sole discretion, a notice will be posted on https://www.ramseysolutions.com/giveaway/ramsey-cash-giveaway. 

18. Jurisdiction and Venue: Tennessee law applies to this Sweepstakes. Void where prohibited for any reason. All disputes resulting in legal action shall be resolved in the courts of Williamson County, Tennessee, and Entrant consents to the exclusive jurisdiction of those courts. Should Lampo find it necessary to seek legal assistance to enforce its rights, its damages, if any, shall include its reasonable legal expenses and fees, including attorney fees. 

19. Disclaimer:  Lampo assumes no responsibility for anything that happens outside of its control to delay or prevent Entrant’s submission of an entry form, and Lampo assumes no responsibility for anything within its control that delays or prevents Entrant’s entry except where, by the exercise of ordinary and reasonable care, Lampo could have kept it from happening or promptly corrected it. Lampo assumes no liability whatsoever related to the Prize, including any tax or other issues associated with acceptance or use of the Prize. Lampo is not responsible for any tax implications of the acceptance of the Prize and makes no representation regarding the tax implications of accepting the Prize. 

20. Winners List:  To learn who won, send a self-addressed, stamped envelope to The Lampo Group, LLC, Attn:  Ramsey Cash Giveaway, 1011 Reams Fleming Boulevard, Franklin, TN 37064. Requests received later than thirty (30) days following the last drawing date will not be filled. 

21. Privacy:  Any personal information submitted in this Sweepstakes is for the purpose of administering this Sweepstakes. No personally identifiable information collected will be resold or otherwise shared with third parties for marketing or sales purposes. For more information on our privacy policy and security practices applicable to this Sweepstakes, please see the privacy policy found at  https://policies.ramseysolutions.net/privacy-policy. 

22. Rights Claimed: This Sweepstakes and these Rules are Copyright 2021 by The Lampo Group, LLC and Lampo Licensing, LLC, and all rights are reserved. All rights to Lampo’s trademarks and trade names are owned by Lampo Licensing, LLC and its affiliates, and are likewise reserved. 

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