Bankmobile – #CoolWinterWarmVibes – Win 1 of 375 Walmart/Amazon or Target gift codes

BankMobile Vibe Instant Win Game
Official Rules

NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF
WINNING.

1. Eligibility: BankMobile Vibe Instant Win Game (the “Instant Win Game”) is open only to legal
residents of the fifty (50) United States and the District of Columbia who are at least eighteen (18) years
old at the time of entry. Employees, officers, and representatives of Customers Bank, HelloWorld, Inc., as
well as the immediate family (spouse, parents, siblings, and children) and household members of each
such employee are not eligible. The Instant Win Game is subject to all applicable federal, state, and local
laws and regulations and is void where prohibited. Participation in the Instant Win Game constitutes
entrant’s full and unconditional agreement to these Official Rules and Sponsor’s and Administrator’s
decisions, which are final and binding in all matters related to the Instant Win Game. Winning a prize is
contingent upon fulfilling all requirements set forth herein.

2. Sponsor: BankMobile, a Division of Customers Bank, 115 Munson St., New Haven, CT 06511.
Administrator: HelloWorld, Inc., 3000 Town Center, Suite 2100, Southfield, MI 48075.

3. Timing: The Instant Win Game begins on May 15, 2017 at 12:00 a.m. Eastern Time (“ET”), ends on
December 27, 2017 at 11:59 p.m. ET (the “Promotion Period”) and consists of three (3) phases (each a
“Phase”) as outlined below.

Phase Start Date
at 12:00 a.m. ET
End Date
at 11:59 p.m. ET
1 May 15, 2017 June 14, 2017
2 August 21, 2017 September 20, 2017
3 November 27, 2017 December 27, 2017
Administrator’s computer is the official time-keeping device for the Instant Win Game.

4. How to Enter:
a. For BankMobile Account Holders: During each Phase of the Promotion Period, visit
www.BankMobileVibeInstantWin.com and follow the links and instructions to provide the email
address associated with your BankMobile account. You will automatically receive one (1) Instant
Win Game play for that day and proceed to the Instant Win Game page. Follow the links and
instructions to play the Instant Win Game. The Instant Win Game results will be instantly
displayed. Potential winners of the Instant Win Game will be provided directions for validation.
All potential winners are subject to verification before any prize will be awarded. Administrator is
responsible for the functionality of the Instant Win Game. Phase 1: This method of entry is open
to BankMobile Account holders as of May 8, 2017 and who are at least eighteen (18) years old at
the time of entry. Phase 2: This method of entry is open to BankMobile Account holders as of
August 14, 2017 and who are at least eighteen (18) years old at the time of entry. Phase 3: This
method of entry is open to BankMobile Account holders as of November 20, 2017 and who are at
least eighteen (18) years old at the time of entry.

b. Alternate Method of Entry: During each Phase of the Promotion Period,
www.BankMobileVibeInstantWin.com/oamoe_user and follow the links and instructions to
complete and submit the registration form including a valid email address. You will automatically
receive one (1) Instant Win Game play for that day and proceed to the Instant Win Game page.
Follow the links and instructions to play the Instant Win Game. The Instant Win Game results will
be instantly displayed. Potential winners of the Instant Win Game will be provided directions for
validation. All potential winners are subject to verification before any prize will be awarded.
Administrator is responsible for the functionality of the Instant Win Game.
Limit: Each entrant may play one (1) time per day during each Phase of the Promotion Period. Multiple
entrants are not permitted to share the same email address. Any attempt by any entrant to obtain more
than the stated number of plays by using multiple/different email addresses, identities, registrations and
logins, or any other methods will void that entrant’s plays and that entrant may be disqualified. Use of any
automated system to participate is prohibited and will result in disqualification. Sponsor is not responsible
for lost, late, incomplete, invalid, unintelligible, or misdirected registrations, which will be disqualified. In
the event of a dispute as to any registration or play, the authorized account holder of the email address
used to register will be deemed to be the entrant or player. The “authorized account holder” is the natural
person assigned an email address by an Internet access provider, online service provider, Internet
service provider, or other organization responsible for assigning email addresses for the domain
associated with the submitted address. Each potential winner may be required to show proof of being the
authorized account holder.
5. ALL POTENTIAL WINNING PLAYS ARE SUBJECT TO VERIFICATION BY SPONSOR OR
ADMINISTRATOR, WHOSE DECISIONS ARE FINAL AND BINDING. AN ENTRANT IS NOT
A WINNER OF ANY PRIZE, EVEN IF THE INSTANT WIN GAME SHOULD SO INDICATE,
UNLESS AND UNTIL ENTRANT’S ELIGIBILITY AND THE POTENTIAL WINNING PLAY
HAVE BEEN VERIFIED AND ENTRANT HAS BEEN NOTIFIED THAT VERIFICATION IS
COMPLETE. SPONSOR WILL NOT ACCEPT SCREEN SHOTS OR OTHER EVIDENCE OF
WINNING IN LIEU OF ITS VALIDATION PROCESS. ANY PLAY THAT OCCURS AFTER
THE SYSTEM HAS FAILED FOR ANY REASON IS DEEMED A DEFECTIVE PLAY, IS VOID,
AND WILL NOT BE HONORED.
6. Instant Win Game Prize Selection and Verification of Potential Winners: Receiving a prize is
contingent upon compliance with these Official Rules. Administrator is an independent judging
organization whose decisions as to the administration and operation of the Instant Win Game and the
selection of potential winners are final and binding in all matters related to the Instant Win Game. Phase
1: There will be two hundred fifty (250) random, computer-generated winning times during Phase 1.
Phase 2: There will be two hundred fifty (250) random, computer-generated winning times during Phase
2. Phase 3: There will be two hundred fifty (250) random, computer-generated winning times during
Phase 3. If you are the first player to play the Instant Win Game at or after one of the randomly
generated times, you will be a potential instant winner of the prize indicated. If any potential winner
cannot be contacted, fails to provide any requested information within the required time period, or prize is
returned as undeliverable, potential winner forfeits the prize. Unclaimed prizes will not be awarded. Prizes
will be fulfilled approximately 8-10 weeks after the conclusion of the Instant Win Game.

7. Prizes:
Phase 1 Prizes: TWENTY-FIVE (25) GRAND PRIZES: A $25.00 Walmart gift code. Approximate Retail
Value (“ARV”): $25.00. SEVENTY-FIVE (75) FIRST PRIZES: A $10.00 Walmart gift code. ARV: $10.00.
ONE HUNDRED FIFTY (150) SECOND PRIZES: A $5.00 Walmart gift code. ARV: $5.00.
Phase 2 Prizes: TWENTY-FIVE (25) GRAND PRIZES: A $25.00 Amazon gift code. ARV: $25.00.
SEVENTY-FIVE (75) FIRST PRIZES: A $10.00 Amazon gift code. ARV: $10.00. ONE HUNDRED FIFTY
(150) SECOND PRIZES: A $5.00 Amazon gift code. ARV: $5.00.
Amazon.com is not a sponsor of this promotion. Except as required by law, Amazon.com Gift Cards
(“GCs”) cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of
eligible goods on Amazon.com or certain of its affiliated websites. GCs cannot be redeemed for
purchases of gift cards. Purchases are deducted from the GC balance. To redeem or view a GC balance,
visit “Your Account” on Amazon.com. Amazon is not responsible if a GC is lost, stolen, destroyed or used
without permission. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued
by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or
its affiliates. No expiration date or service fees.
Phase 3 Prizes: TWENTY-FIVE (25) GRAND PRIZES: A $25.00 Target gift code. ARV: $25.00.
SEVENTY-FIVE (75) FIRST PRIZES: A $10.00 Target gift code. ARV: $10.00. ONE HUNDRED FIFTY
(150) SECOND PRIZES: A $5.00 Target gift code. ARV: $5.00.
For All Prizes: Terms and conditions of gift codes apply. Odds of winning an Instant Win Game prize
depend on the number of prizes available divided by the number of eligible Instant Win Game plays. No
cash or other substitution, assignment or transfer of any prizes permitted, except by Sponsor, who
reserves the right to substitute a prize or prize component with cash or another prize of comparable or
greater value. Winners are responsible for all federal, state, and local taxes and fees associated with
prize receipt and/or use. Prizes will be awarded “as is” with no warranty or guarantee, either express or
implied offered by Sponsor. Limit: One (1) Instant Win Game prize per person per Phase.
8. Publicity: Except where prohibited, participation in the Instant Win Game constitutes winner’s consent
to Sponsor’s use of winner’s name, likeness, photograph, voice, opinions, biographical information,
hometown, and state for promotional purposes in any media without further payment or consideration.
9. General Conditions: Sponsor reserves the right to cancel or modify the Instant Win Game if fraud,
technical failures, human error or any other factor impairs the integrity of the Instant Win Game, as
determined by Sponsor in its sole discretion. In such event, Sponsor reserves the right to award the
prizes at random from among the eligible entries received up to the time of the impairment. Sponsor
reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry
process or the operation of the Instant Win Game, or to be acting in violation of the Official Rules of this
or any other promotion, or in an unsportsmanlike or disruptive manner. Any attempt by any person to
deliberately damage any website or undermine the legitimate operation of the Instant Win Game is a
violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to
seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce
any term of these Official Rules shall not constitute a waiver of that provision.
10. Release: By receipt of any prize, winner agrees to release and hold harmless Sponsor,
HelloWorld, Inc., and any promotional partners, each of their parent, subsidiary, affiliate, and
related companies, and each of its and their respective officers, directors, employees, and agents
(collectively the “Released Parties”) from and against any losses, damages, rights, claim, or
cause of action of any kind arising, in whole or in part, directly or indirectly, out of participation in
the Instant Win Game or resulting directly or indirectly, from acceptance, possession, use, or
misuse of any prize awarded in connection with the Instant Win Game, including without limitation
personal injury, death, and/or property damage, as well as claims based on publicity rights,
defamation, and/or invasion of privacy.

11. Limitations of Liability: The Released Parties are not responsible for: (1) any incorrect or
inaccurate information, whether caused by entrants, printing errors or by any of the equipment or
programming associated with or utilized in the Instant Win Game; (2) technical failures of any kind,
including, but not limited to malfunctions, interruptions, or disconnections in phone lines, or network
hardware, or software; (3) unauthorized human intervention in any part of the entry process or the Instant
Win Game; (4) technical or human error which may occur in the administration of the Instant Win Game or
the processing of entries; or (5) any injury or damage to persons or property which may be caused,
directly or indirectly, in whole or in part, from entrant’s participation in the Instant Win Game, or receipt, or
use of any prize or while traveling to or from any prize-related activity. If for any reason an entrant’s entry
is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole
remedy is another entry in the Instant Win Game, if it is possible. No more than the stated number of
prizes will be awarded. In the event that production, technical, seeding, programming, or any other
reasons cause more than the stated number of prizes as set forth in these Official Rules to be available
and/or claimed, Sponsor reserves the right to award only the stated number of prizes by a random
drawing among all legitimate, un-awarded, eligible prize claims.
12. Disputes: Entrant agrees that: (i) any and all disputes, claims, and causes of action arising out of or
connected with this Instant Win Game or any prizes awarded shall be resolved individually, without resort
to any form of class action, and exclusively by the United States District Court for the Eastern District of
Michigan (Southern Division) or the appropriate Michigan State Court located in Oakland County,
Michigan; (ii) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs
incurred, including costs associated with entering this Instant Win Game but in no event attorneys’ fees;
and (iii) under no circumstances will entrant be permitted to obtain awards for and entrant hereby waives
all rights to claim punitive, incidental, and consequential damages and any other damages, other than for
actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR
INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All
issues and questions concerning the construction, validity, interpretation, and enforceability of these
Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Instant Win
Game, shall be governed by, and construed in accordance with, the laws of the State of Michigan, without
giving effect to any choice of law or conflict of law rules (whether of the State of Michigan or any other
jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of
Michigan.
13. Entrant’s Personal Information: Information collected from entrants is subject to the HelloWorld
Privacy Policy (http://www.helloworld.com/privacy-policy) and the Sponsor’s Privacy Policy
(https://bankmobilevibe.com/privacy/).
14. Winner List: For a winner list, visit http://bit.ly/2mxsmkj. The winner list will be posted after winner
confirmation is complete.
© 2017 HelloWorld, Inc. All rights reserved.