Capital One – Banking Reimagined – Win 1 of 5 grand prizes of a $10,000 check OR 1 of 50 Weekly prizes of a $500 check

CAPITAL ONE® BANKING REIMAGINED CONTEST
OFFICIAL RULES

NO PURCHASE NECESSARY TO ENTER, WIN, OR CLAIM A PRIZE. A PURCHASE
OR PAYMENT WILL NOT INCREASE AN ENTRANT’S CHANCES OF WINNING.
OPEN ONLY TO ELIGIBLE LEGAL RESIDENTS OF THE 50 UNITED STATES AND
THE DISTRICT OF COLUMBIA WHO ARE AT LEAST 18 YEARS OLD AT THE TIME
OF ENTRY.
VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

The Capital One® Banking Reimagined Contest (“Contest”) is sponsored by Capital
One, N.A. (“Sponsor”), 1680 Capital One Drive, McLean, VA 22102 and is administered
by Prize Logic, LLC (“Administrator”), 25200 Telegraph Road, Suite 405, Southfield, MI
48033.

1. CONTEST TIMING: The Contest begins at 12:00 PM Eastern Time (“ET”) on October
9, 2017 and ends at 11:59:59 PM ET on November 12, 2017 (“Contest Period”). The
Contest Period will include the following five (5) entry periods (each an “Entry Period”):
Entry
Period
Start Date (at 12 AM ET
except for Entry Period 1)
End Date (at
11:59:59 PM ET)
Judging Date
1 10/9/17 at 12 PM ET 10/15/17 10/16/17
2 10/16/17 10/22/17 10/23/17
3 10/23/17 10/29/17 10/30/17
4 10/30/17 11/5/17 11/6/17
5 11/6/17 11/12/17 11/13/17
Non-winning entries will carry forward into subsequent Entry Periods. The
Administrator’s computer is the Contest official clock.

2. ELIGIBILITY: The Contest is offered only to legal residents of the fifty (50) United
States and the District of Columbia who are at least eighteen (18) years of age at the
time of entry. Employees, officers and directors of: (i) Sponsor, (ii) Sponsor’s retailer
affiliates (including shareholders and other owners therein), (iii) Sponsor’s advertising,
public relations, and promotion agencies (including, without limitation, Administrator)
and all other individuals and entities associated with the creation, administration, or
fulfillment of the Contest, and (iv) the respective parent companies, affiliates, agents,
and/or subsidiaries of each of the foregoing entities; and the immediate family
members (parents, children, spouse, and siblings) and members of the household of
such persons (collectively “Contest Entities”) and their immediate family members (i.e.,
spouse, parent, child, sibling, and the “steps” of each) are not eligible to participate in
the Contest. All applicable federal, state, and local laws and regulations apply. Void
where prohibited or restricted by law. Participation consists of entrant’s full and
unconditional agreement to these Official Rules and Sponsor and Administrator’s
decisions, which are final and binding in all matters related to the Contest. Winning a
prize is contingent upon fulfilling all requirements set forth herein.

3. HOW TO ENTER THE CONTEST: During the Contest Period, an entrant may submit
entries as follows:

A. Online: An entrant may visit capitalone.com/sharemysave (“Website”),
enter his/her email address (or follow the directions to sign in with
Facebook or Gmail), and register by providing all required information,
including, but not limited to, email address, first and last name (no initials),
ZIP code, and affirmation that he/she is at least eighteen (18) years of age
and agrees to be bound by the Official Rules. The entrant must then follow
the instructions to upload a photo of something the entrant has saved that
is meaningful (“Photo”) and add a short description or story about why the
object in the Photo is meaningful, after which he/she will receive one (1)
entry into the Contest. Note: an entrant may upload a Photo from his/her
device or by linking to his/her Facebook account.

B. Twitter/Instagram: An entrant may log in to his/her Twitter®
/Instagram®
account and post a Tweet/Instagram post that includes a Photo, a short
description or story about why the object in the Photo is meaningful, and
the hashtags “#sharemysave” and “#contest,” after which he/she will
receive one (1) entry into the Contest. NOTE: An entrant must follow
@CapitalOne and have a non-private Twitter/Instagram account to enter
the Contest via Twitter/Instagram and maintain such non-private account
for at least thirty (30) days after the Contest Period ends to be eligible to
win/claim a prize for potential winner notification purposes. Due to the way
Twitter/Instagram operate their services, Sponsor may not receive entries
via Twitter/Instagram from users with “protected” accounts (i.e., a entrant
has set his/her account so that only people the entrant has approved can
view his/her posts). An entrant may create a Twitter or Instagram account
at no cost at https://twitter.com or http://instagram.com, respectively.
Creation of a Twitter/Instagram account requires entrant to agree to
Twitter’s/Instagram’s Terms of Service and Privacy Policy, available at
https://twitter.com/tos and https://twitter.com/privacy and
http://instagram.com/about/legal/terms/ and
http://instagram.com/about/legal/privacy/, respectively.

C. Facebook: During the Contest Period, Sponsor, at its sole discretion, will
create posts that will appear on the Facebook News Feed inviting entrants
to comment (“Invitation Post”). An entrant may, upon encountering an
Invitation Post on the Facebook News Feed, post a comment on an
Invitation Post that includes a Photo, a short description or story about why
the object in the Photo is meaningful, and the hashtags “#sharemysave”
and “#contest.” Following a valid comment, an entrant will receive one (1)
entry into the Contest. If an entrant does not have a Facebook account, an
account can be created for free at www.facebook.com. Use of Facebook
will be subject to that service provider’s privacy policy and terms of use.
Facebook’s privacy policy and terms of use are available at
https://www.facebook.com/about/privacy and
https://www.facebook.com/legal/terms.
This Contest is in no way sponsored, endorsed, or administered by, or associated with,
Facebook, Twitter, Instagram, or Google. If an entrant enters from his/her wireless
phone, the entrant’s wireless service provider may charge the entrant. Entrants should
consult their wireless-service providers regarding their pricing plans. Message and
data rates may apply.
Entry Requirements: All entries must comply with the following restrictions:
 Must be in English, except for commonly understood foreign words;
 Written content must be no more than two hundred fifty (250);
 Must comply with any terms of service and privacy policy set forth by the social
media platform used to submit the entry, if applicable;
 Must not include any identifiable person(s) other than the entrant;
 Must not contain material that violates or infringes another’s rights, including, but
not limited to, privacy, publicity or intellectual property rights or that constitutes
copyright infringement;
 Must be the original work of entrant;
 Must not disparage Sponsor, Administrator, or any other person or party;
 Must not prominently feature trademarks, logos or trade dress owned by any third
party or advertise or promote any brand or product of any kind;
 Must not promote any cause other than the Contest theme;
 Must not include personally identifiable information (such as the entrant’s credit
card);
 Must not contain material that is inappropriate, indecent, lewd, pornographic,
obscene, hateful, tortious, defamatory, slanderous or libelous (as determined by
Sponsor, at Sponsor’s sole discretion);
 Must not contain, facilitate, reference or use material that promotes bigotry, racism,
hatred or harm against any group or individual or promotes discrimination based
on race, gender, ethnicity, religion, nationality, disability, sexual orientation,
political orientation, citizenship, ancestry, marital status or age (as determined by
Sponsor at Sponsor’s sole discretion);
 Must not contain any viruses, spyware, malware or other malicious components
that are designed to harm the functionality of a computer in any way; and
 Must not contain material that is unlawful, in violation of or contrary to the laws or
regulations in any jurisdiction where entry is created.
NOTE: If any entry fails to comply with any of these Entry Requirements or any other
provisions of these Official Rules, Sponsor and Administrator reserve the right to
disqualify the entrant. Further, Sponsor and Administrator reserve the right to
disqualify an entrant if any of entrant’s websites, social media, or other public
representations run counter to the above Entry Requirements and/or Sponsor’s
values, as determined by Sponsor in its sole discretion.
By submitting an entry, an entrant agrees that his/her entry is gratuitous and made
without restriction, and will not place Sponsor under any obligation and that Sponsor
is free to disclose or otherwise disclose the ideas contained in the entry on a nonconfidential
basis to anyone or otherwise use the ideas without any additional
compensation to the entrant. Entrant acknowledges that, by acceptance of his/her
entry, Sponsor does not waive any rights to use similar or related ideas previously
known to Sponsor, or developed by its employees, or obtained from sources other
than the entrant. Entrant agrees that Sponsor may post the entry on any websites
associated with the Contest, including Sponsor’s social media channels.
By submitting an entry, an entrant hereby agrees to be bound by these Official Rules.
Submitting an entry constitutes entrant’s consent to give Sponsor a royalty-free,
irrevocable, perpetual, nonexclusive license to use, reproduce, modify, publish or
create derivative works from and display the entry in whole or in part, on a worldwide
basis, and to incorporate it into other works, in any form, media or technology now
known or later developed, including for promotional or marketing purposes, and that
Sponsor may use entrant’s name and likeness in connection with the uses described
herein. If requested, entrant will sign any documentation that may be required for
Sponsor or its designees to make use of the nonexclusive rights entrant is granting to
use the entry. This license expressly includes a right (but not the obligation) for
Sponsor to modify entries to remove any third party intellectual property or to remove
entries in their entirety.
Entry Limit: There is a limit of one (1) entry via the Website, one (1) entry via Twitter,
one (1) entry via Instagram, and one (1) entry via Facebook (four [4] entries total) per
entrant per Entry Period. If more than one (1) entry is received via the same entry
means during the same Entry Period from the same entrant, only the first entry
received may be considered valid.
4. WINNER SELECTION: On or about each Judging Date listed in Section 1, all eligible
entries received during the applicable Entry Period will be judged by a panel of
qualified judges selected by the Sponsor (“Judges”). The Judges will score the entries
according to the following weighted criteria: (i) Photo Quality: 33%; (ii) Relevance to
the Contest: 34%; and (iii) Originality of Entry: 33% (“Judging Criteria”). The ten (10)
entrants with the entries that receive the highest scores from each applicable Entry
Period will be declared potential weekly prize winners. Non-winning entries will not be
re-judged, but will be eligible to be declared potential weekly prize winning entries in
subsequent Entry Periods. At the end of the Contest Period, the fifty (50) weekly prize
winners will be re-judged, according to the process described above, and the five (5)
entrants with entries that have received the highest scores will be declared potential
grand prize winners. Each winner is a potential winner pending verification of eligibility
and compliance with the Official Rules. In the event of any ties, the entry with the
highest score in criterion (ii) will prevail. In the event there are still any ties, the tied
entries will be judged again and the entry with the highest overall score will prevail. If
a potential winner is found to be ineligible or does not comply with these Official Rules,
he/she will be disqualified and the entry with the next highest judges score will be
named a potential winner. Administrator’s, Judges’, and Sponsor’s decisions shall be
final and binding in all matters pertaining to the judging and selection of the winners.
In no event will there be more than fifty (50) weekly prize winners and five (5) grand
prize winners.
5. PRIZES AND APPROXIMATE RETAIL VALUE (“ARV”):
A. Grand Prizes (5): The grand prize is $10,000, awarded in the form of a check
made payable to each grand prize winner (“Grand Prize”). Five (5) Grand Prizes
will be available in the Contest. The ARV of each Grand Prize is $10,000.
B. Weekly Prizes (50 total; 10 per Entry Period): The weekly prize is $500,
awarded in the form of a check made payable to each weekly prize winner
(“Weekly Prize”). Fifty (50) Weekly Prizes will be available in the Contest (ten [10]
per Entry Period). The ARV of each Weekly Prize is $500.
C. General: In no event will more prizes (each a “Prize”) than stated above be
awarded. Limit one (1) Weekly Prize per Entry Period and one (1) total Grand Prize
per person/household. No Prize substitution or exchange will be allowed, except
by Sponsor, who reserves the right to substitute a prize of equal or greater value
in case of unavailability of a prize or force majeure.
6. WINNER VERIFICATION: Each potential winner is subject to verification of eligibility
and compliance with these Official Rules. Sponsor or Administrator will notify a
potential winner via email or social media message (depending on method of entry),
by commenting on potential winner’s Tweet/Instagram post and/or sending a message
through the appropriate social media, with instructions on how to redeem a Prize. A
potential winner must respond to the initial winner notification and provide all required
information within forty-eight (48) hours or he/she may be disqualified, at Sponsor’s
sole discretion. Each winner will be required to sign and execute an Affidavit of
Eligibility, a Liability Release, and (where imposing such condition is legal) a Publicity
Release (collectively, “Prize Claim Documents”). If a winner fails or refuses to sign and
return all Prize Claim Documents within forty-eight (48) hours of prize notification, the
winner may be disqualified and an alternate winner may be selected. Upon verification
of eligibility and compliance with these Official Rules, a Prize will be mailed to a verified
winner. If a potential winner is disqualified, found to be ineligible, or is not in
compliance with these Official Rules, the Prize may be forfeited, and in the Sponsor’s
sole discretion, the forfeited Prize may be awarded to an alternate winner, selected
according to Section 4 above, as determined by Sponsor in its sole discretion. All
federal, state, and local taxes imposed on the acceptance of a Prize are solely the
responsibility of the winner. Sponsor will issue an IRS Form 1099-MISC for each
winner who receives a Prize or Prizes worth over $600.
Administrator will attempt to notify a potential winner as set forth above, but
Administrator and Sponsor are not responsible for any undelivered emails or
messages, including, without limitation, emails that are not received because of a
winner’s privacy or spam filter settings which may divert any Contest email, including
any winner notification email, to a spam or junk folder. The right to receive a Prize is
non-assignable, non-transferable and no prize substitution or exchange will be
allowed, except by Sponsor, who reserves the right to substitute a prize of equal or
greater value in case of unavailability of a Prize or force majeure, at Sponsor’s sole
and absolute discretion. All other costs and expenses not expressly set forth herein
shall be solely the winner’s responsibility. Contest Entities shall not be held responsible
for any delays in awarding a Prize for any reason. Each Prize will only be awarded to
a verified winner.
7. LIMITATION OF LIABILITY: By participating in this Contest, entrants agree that
Facebook, Twitter, Instagram, Google, the Contest Entities, and each of their
respective affiliates, subsidiaries, representatives, consultants, contractors, legal
counsel, advertising, public relations, promotional, fulfillment and marketing agencies,
website providers and each their respective officers, directors, stockholders,
employees, representatives, designees and agents (“Released Parties”) are not
responsible for: (i) lost, late, incomplete, stolen, misdirected, postage due or
undeliverable email/text notifications or postal mail; (ii) any computer, telephone,
satellite, cable, network, electronic or Internet hardware or software malfunctions,
failures, connections, or availability; (iii) garbled, corrupt or jumbled transmissions,
service provider/network accessibility, availability or traffic congestion; (iv) any
technical, mechanical, printing or typographical or other error; (v) the incorrect or
inaccurate capture of registration information or the failure to capture, or loss of, any
such information; (vi) any error, omission, interruption, deletion, defect, delay in
operation or transmission, communications line failure, technical error, theft or
destruction or unauthorized access to the Contest; (vii) any injury or damage, whether
personal or property, to entrants or to any person’s computer related to or resulting
from participating in the Contest and/or accepting a Prize; and (viii) entries that are
late, forged, lost, misplaced, misdirected, tampered with, incomplete, deleted,
damaged, garbled or otherwise not in compliance with the Official Rules. Further, the
Contest Entities are not responsible for any unanswered or undeliverable winner
notifications.
By entering the Contest, each entrant agrees: (i) to be bound by these Official Rules,
including entry requirements; (ii) to waive any rights to claim ambiguity with respect to
these Official Rules; (iii) to waive all of his/her rights to bring any claim, action or
proceeding against any of the Released Parties in connection with the Contest; and
(iii) to forever and irrevocably agree to release and hold harmless each of the Released
Parties from any and all claims, lawsuits, judgments, causes of action, proceedings,
demands, fines, penalties, liability, costs and expenses (including, without limitation,
reasonable attorneys’ fees) that may arise in connection with: (a) the Contest,
including, but not limited to, any Contest-related activity or element thereof, and the
entrant’s entries, participation or inability to participate in the Contest; (b) the violation
of any third-party privacy, personal, publicity or proprietary rights; (c) acceptance,
attendance at, receipt, travel related to, participation in, delivery of, possession,
defects in, use, non-use, misuse, inability to use, loss, damage, destruction,
negligence or willful misconduct in connection with the use of a Prize (or any
component thereof); (d) any change in the prizing (or any components thereof); (e)
human error; (f) any wrongful, negligent, or unauthorized act or omission on the part
of any of the Released Parties; (g) lost, late, stolen, misdirected, damaged or
destroyed prizing (or any element thereof); or (h) the negligence or willful misconduct
by entrant.
If, for any reason, the Contest is not capable of running as planned, Sponsor reserves
the right, at its sole and absolute discretion, to cancel, terminate, modify or suspend
the Contest and/or proceed with the Contest, including the selection of a winner in a
manner it deems fair and reasonable, including the selection of a winner from among
eligible entries received prior to such cancellation, termination, modification or
suspension. In no event will more Prizes be awarded than are stated in these Official
Rules. If for any reason, including but not limited to an administrative, printing,
production, computer or other error or due to technical difficulties or incorrect
announcements of any kind, more winning messages are distributed, or more Prizes
are claimed than are intended to be awarded according to these Official Rules, the
intended Prize will be awarded according to Section 4 above.
WITHOUT LIMITING THE FOREGOING, EVERYTHING REGARDING THIS
CONTEST, INCLUDING THE PRIZES, IS PROVIDED “AS IS” WITHOUT
WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT
NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
8. DISPUTES: THE CONTEST IS GOVERNED BY, AND WILL BE CONSTRUED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF VIRGINIA. IF THE
CONTROVERSY OR CLAIM IS NOT OTHERWISE RESOLVED THROUGH DIRECT
DISCUSSIONS OR MEDIATION, IT SHALL THEN BE RESOLVED BY FINAL AND
BINDING ARBITRATION ADMINISTERED BY JUDICIAL ARBITRATION AND
MEDIATION SERVICES, INC., IN ACCORDANCE WITH ITS STREAMLINED
ARBITRATION RULES AND PROCEDURES OR SUBSEQUENT VERSIONS
THEREOF (“JAMS RULES”). THE JAMS RULES FOR SELECTION OF AN
ARBITRATOR SHALL BE FOLLOWED, EXCEPT THAT THE ARBITRATOR SHALL
BE EXPERIENCED AND LICENSED TO PRACTICE LAW IN VIRGINIA. ALL
PROCEEDINGS BROUGHT PURSUANT TO THIS SECTION WILL BE
CONDUCTED IN VIRGINIA. THE REMEDY FOR ANY CLAIM SHALL BE LIMITED
TO ACTUAL DAMAGES, AND IN NO EVENT SHALL ANY PARTY BE ENTITLED
TO RECOVER PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR INCIDENTAL
DAMAGES, INCLUDING ATTORNEY’S FEES OR OTHER SUCH RELATED
COSTS OF BRINGING A CLAIM, OR TO RESCIND THIS AGREEMENT OR SEEK
INJUNCTIVE OR ANY OTHER EQUITABLE RELIEF. ANY DEMAND FOR
ARBITRATION MUST BE FILED WITHIN ONE (1) YEAR OF THE TIME THE CAUSE
OF ACTION OCCURRED, OR THE CAUSE OF ACTION SHALL BE FOREVER
BARRED.
9. PRIVACY POLICY: Sponsor’s privacy policy is available at
http://www.capitalone.com/identity-protection/privacy/.
10. PUBLICITY RIGHTS: By participating in the Contest and/or accepting a Prize, each
entrant agrees to allow the Sponsor and/or the Sponsor’s designee the perpetual right
to use his/her and his/her name, address (city and state), biographical information,
photos, picture, portrait, likeness, voice, and/or statements regarding the Contest
and/or Sponsor for promotion, trade, commercial, advertising and publicity purposes,
at any time or times, in all media now known or hereafter discovered, including, but
not limited to, live television, worldwide, on the World Wide Web and Internet, without
notice, review or approval and without additional compensation, except where
prohibited by law.
11. GENERAL: Any attempted form of participation in this Contest other than as
described herein is void. Sponsor and Administrator reserve the right to disqualify any
entrant found or suspected, in their sole and absolute discretion, to be tampering with
the operation of the Contest; to be acting in violation of these Official Rules; or to be
acting in an unsportsmanlike manner or with the intent to disrupt the normal operation
of this Contest. Any attempted form of participation in this Contest other than as in
these Official Rules is void. If it is discovered that a person has registered or attempted
to register more than once using multiple social media accounts, multiple identities, IP
addresses, use of proxy servers, or like methods, all of that person’s entries will be
declared null and void and that person will not be awarded any Prize that he/she might
have been entitled to receive. Any use of robotic, automatic, macro, programmed, third
party or like methods to participate in the Contest will void any attempted participation
effected by such methods and the disqualification of the individual utilizing the same.
Entrants and/or the potential winners may be required to provide proof of identification
and eligibility as required by Sponsor or Administrator In the event of a dispute as to
the identity of a winner, the winning entry will be declared made by the authorized
account holder of the email address submitted on the registration form associated with
such entry. “Authorized account holder” is defined as the natural person who is
assigned to an email address by an Internet access provider, online service provider
or other organization (e.g., business, educational institution) that is responsible for
assigning email addresses for the domain associated with the submitted email
address. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE
OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A
VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE
MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER
REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT
TO THE FULLEST EXTENT PERMITTED BY LAW. If any provision of these Official
Rules or any word, phrase, clause, sentence, or other portion thereof should be held
unenforceable or invalid for any reason, then that provision or portion thereof shall be
modified or deleted in such manner as to render the remaining provisions of these
Official Rules valid and enforceable. The invalidity or unenforceability of any provision
of these Official Rules or the Prize documents will not affect the validity or
enforceability of any other provision. No entrant shall have the right to modify or amend
these Official Rules. Sponsor’s failure to enforce any term of these Official Rules shall
not constitute a waiver of that provision and such provision shall remain in full force
and effect. All entries and/or materials submitted become the property of Sponsor and
will not be returned. In the event of any conflict with any Contest details contained in
these Official Rules and Contest details contained in any promotional materials
(including but not limited to point of sale, television and print advertising, promotional
packaging and other promotional media), the details of the Contest as set forth in these
Official Rules shall prevail.
12. WINNERS LIST AND OFFICIAL RULES: For the names of the winners, interested
individuals should mail a self-addressed stamped business envelope to: Winners List
– Capital One® Banking Reimagined Contest, P.O. Box 251328, West Bloomfield, MI
48325. Winner List requests must be received no later than January 12, 2018. For a
copy of these Official Rules, interested individuals should mail a self-addressed
stamped business envelope to: Rules Request – Capital One® Banking Reimagined
Contest, P.O. Box 251328, West Bloomfield, MI 48325.
© 2017 Capital One. Capital One is a federally registered service mark. All rights reserved.